If you have credit card debt, you are paying
for your present-day desires but your costs are going to be
your future-day needs, people.
When you get older, you're going to need
money to take care of yourself.
You're going to need money to buy medicine.
You're going to need money.
You don't need the things that you
are spending your money on now.
So how do you get out of credit card debt?
It's by these three rules.
Number one, you are to live below your means
but within your needs.
So here's the question you all have to ask yourself.
When do you buy what you need versus
what you can afford when you can afford more than what you need?
If you live your life with that one rule,
your life will start to change.
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