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I'm meeting my favorite Knight. I'm your biggest fan. Oh

That was rude. They're here to prepare for the shield of Valor ceremony tomorrow. What's the shield of Valor?

It's a special award. We give to someone for being very brave, which Knight is getting it daddy. Oh

I hope he doesn't hurt yourself. I worry more about the knight

You tamed the dreadful dragon of Dashwood that's why your aunt is getting the shield of Valor

Whoa I know right very impressive, but turns out that dragon wasn't so tree if I ever meet him

Oh, don't worry, Tilly. You'll find that special someone and he'll be great just like you Oh that'll be whiz-bang

Tilly shouldn't you be facing forward, but how will I see what's behind me?

Why thank you my Nitin not so shining armor

I'm Tilly

Are you alright, oh, yes, I'm just fine, but next time I'll ride forward and you'll ride backwards

James what are you doing?

I want to be a knight to becoming a knight takes years of training and

First you have to be a squire in a knight, then I want to be a squaw

You're in luck coz. I need a new one a good Squire is hard to fight. I must have gone through eight this week

I

Was wondering if

And she's always looking for someone to go on adventures with maybe that could be you so do you like her do you do you

Don't worry sir Bartleby

I'll help you sure aunt Tilly how you feel without having to say a single word you will but how good question I?

Know you can write to her

Not bad little prince and what about my other source

Your helmet no a sandwich

You've got a lot to learn little prince you can call me James still waiting for my sandwich

Little prick or that you've got a dragon turn it

instead scorch oh

It's silly isn't it no it's sweet. No, it's

See you later dad wait

Don't give up sir Bartleby. I think you should just tell aunt Tilly how you feel. I'm afraid. I can't do that princess Sofia

If you won't talk to aunt Tilly, what did you sing to her huh my singing voice is even worse than my talking voice

Hmm, I'll turn my palm into a song and have sir Maxwell sing it only. He'll hide behind this spot

Then I'll stand over here

Sir Maxwell can you do a favor for sir Bartleby?

What kind of favor my lady we need you to think well in that case?

Called quit it all sir friend Egon wants me to do is sharpen this and shine that

It's boring, and I'm not even good at it

Oh, I suppose you thought being a knight was nothing more than riding around in a horse first

Yeah, but you can't do any of that without a well saddled horse and clean armor

And if you're wondering why Sir Finnegan is being so tough on you

Here you are yet chilly I couldn't find you anywhere well, that's

Your ladylove approaches time for me to hide

Here's your surprise aunt Tilly sir Bartleby has a song. He'd like to sing for you

You ride backwards on a horse or that you taught a dragon to knit?

Instead of school is this about me

So did you really mean all those things you saying well?

So Bartleby ripped the song well sir Bartleby was this some kind of it. I'm sorry sir Bartleby

Perhaps a little fencing practice will take your mind off things

Don't worry, I'll think of another way to help you with aunt Tilly and

There's going to be dancing tonight

Yes, it is come on. I'll teach you the real real move your feet like this see hop right. Hop let

You sure our dancing is the perfect way to have fun again Tillie without saying anything go sir Bartleby

But that's okay, this is what I have to do if I want to be a great Knight one day oh

You're absolutely right?

Ready now, but I'll do it anyway

Now's your chance why I'd love to

My card you light on your feet. Did you say something?

Oh

Well

little prayer hurts

Where is my armor right here sir I?

Meant why is it my armor on me?

Impressive work, I'm ready for the ceremony

When you're the bravest of the brave, so they say you fight

Oh curse and Giants and who knows what else if you were brave enough to do all that then I know you can be brave

Enough to tell aunt Tilly how you feel I dared dr.

Tilda

I

Wanted to tell you how I feel

but I didn't because well because I was afraid of what you think of my voice I

Bet if I may it would be my honor to give you a tour of

Enchanted Forest

Sometime why wait for Salkin sir Bartleby?

Sir Bartleby, I thought you preferred riding shields good point

Looks like ah until he found her special someone, but he does have an odd voice I didn't notice

Just one of the princes oh

I hope we're not late

Sophia used to pretend to race using our old mop as our flying horse. Can we go any faster? I don't want to miss anything

coachman better take the high road

You know Sofia Royal prep has a flying Derby this year will be different

Great

Prince Hugo Princess amber I just want Sofia the bleachers are this way

Sofia good Martin Buser a tease her a surprise horses good morning sir, Gilliam. Oh

You try out

But but they don't the flying Derby is just not a princess thing

How is school

okay, I went to try out for the flying derby team that sounds like fun I

Wish it had been fun. Uh-oh what's wrong. Everyone said that only then I say go for it

There's a first time for everything huh you're right clover

Huh there really is a first time for everything. I was flying Derby brought a wonderful idea

As do I but she doesn't know anything about flying, Derby, she can't even ride a horse, then someone will have to teach her

Someone, thanks baileywick. It's settled then

Sir Gilliam oh what a beautiful horse

not

Minimus

He's all y'all cuz of my amulet the Amulet of avalor it gives me the power to talk to animals well

Then let me give you a piece of advice if you want to win you'll pick another horse you see I have short

All right everyone gather around the tryout race

Let me help you let's go over here. Well. No one can see us, okay

All you have to do is flick the reins to take off hold them the way you want to go, that's it yep

You've got to stay on your horse first

I knew you were a bad racer James, but you're a worse teacher guess flying Derby isn't a princess thing after all?

Are you sure now let's teach you how to race

The toughest part of the course right before the finish line we go under the gate and through the steep

Sophia are you okay? I saw you almost crashed. I guess I need more practice, but you only have one day left

So how'd it go

Lousy I can't even make expect finish line and they only have get an early start tomorrow

You've got one more day Sofia make it count good idea. Thanks guys

Okay, minimus. We can do it this time. That's what you said the last four times well

It's all my fault you should switch to a bigger horse you're fake enough a faster horse then

Hi Sofia mom what are you doing out here?

I'm thinking about not going why I still can't make it to the last table

Maybe Hugo and amber are right and only Prince's should race and maybe

Damper everyone's here, I know it's where there's so many people here

They want to know if her princess can make the team so let's show

Okay

Further ado horses on your wings

It looks like we need to take the princess out of the race

What are you doing get back on your horse, what's the point James?

I blew it, but go you could still win so could you I'm not crossing the finish line without

So pay attention and

All she has to do is pass you going to win

Same here, I never would have made the team if I didn't spend all that time practicing with you

Congratulations

I hereby present you both with the official team. We did it dad I

Made the team mom oh, I knew you could hmm

Is a princess thing anything can be if we try hard enough?

That's what they gave you for winning Oh

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For bargaining to work people have to feel like they have the power to bargain - Duration: 15:08.

Thank you Mr Deputy Speaker.

As you would be well aware. There is in this country, unfortunately, a history of corporate collapses, and

when a firm goes into liquidation for insolvency then obviously there's a distribution to creditors

of any remaining moneys.

Secured creditors, get their money first, usually the banks, the banks will get their money first.

Employees have priority over other unsecured creditors, but often there is nothing left

for the employees because all the money has been used to pay down,

often not completely, the debts owed to secured creditors.

Having priority over other unsecured creditors doesn't

necessarily mean the employees get any of the money owed to them by their employer.

Obviously we had what used to be called GEERS, now the Fair Entitlements

Guarantee scheme, which has waxed and waned over a long

period of time.

Probably the first government payment for employee entitlements that should have been

paid by an employer was back under the Howard government,

but it has been maintained in a bipartisan fashion since

then.

So there is some public moneys that can be devoted to paying out employee entitlements,

but that is just socialising the losses isn't it?

It just means that, instead of the employer paying the employees' entitlements, the public

purse pays for those entitlements in the event that the employer is wound up in insolvency.

So over many years, obviously what you might think is that

unions, organisations of employees, have looked at ways they could protect employees,

their members, in the event of a corporate insolvency

leading to redundancy of the workforce.

Obviously, in parallel with the creation and establishment of redundancy

severance entitlements—which is an entitlement that is of

itself a creation of the union movement and union movement advocacy, bargaining and activism—there

has been an increasing focus on trying to make

sure that people can actually get the benefit of those redundancy and

severance entitlements.

An entitlement is not much use if you don't get it.

They have looked at a range of things, and one of the options is to have the employer

make special provision in its own accounts to ensure that it is

keeping the money on hand that it would need in the event of redundancy—so, basically,

a contingency fund.

That is no use in the event of corporate insolvency because that money, like all of the other

money that would be on hand for the employer, would be paid out

to creditors, according to the Corporations Act provisions, which,

as I said, means that the secured creditors—the banks—would get the money first and probably

there would not be much left over, if anything, for employees.

Another alternative that unions have looked at is the establishment of worker entitlement

funds, for example redundancy funds.

In the course of negotiating a collective agreement, using whatever enterprise bargaining

provisions exist at the time, one of the provisions that you include in the enterprise bargaining

agreement is a provision that says that, each week or each

quarter or over whatever period, the employer will make a payment

in respect of the employee into a redundancy trust fund.

These redundancy trust funds have by and large been set

up in a relationship between the relevant industry unions and the relevant industry

organisations of employers.

So a group of employers might form what is effectively an employers union, and they are

recognised in the same way under industrial law; at the same time

you have groups of employees that form unions.

Those unions and employer associations can then join together

to establish a trust fund into which moneys can be paid.

So if there is a corporate insolvency, if you're an employee

who has been working your whole life for a firm and that firm

goes broke, goes belly up, you get redundancy payments out of the trust fund that have been

held in trust for you as a member of the fund, because those

moneys don't get used to pay off the big banks.

They're not part of the pool of funds that can be distributed

to the creditors of the employer; these are moneys that have been

held in trust for employees.

These are really important funds for two reasons.

First, they avoid the socialisation of losses; they avoid having

to dip into the pockets of the public to pay for worker entitlements that employers should

have been able to pay.

Second, much more importantly, people aren't left destitute when the employer they work

for goes belly up.

Of course, these aren't the only sorts of entitlement

funds, but I'd say redundancy trusts are a very important form

of entitlement fund.

Another form of entitlement fund is a fund that provides income protection insurance

or income protection payments, not necessarily insurance, to workers.

Again, often it forms part of enterprise bargaining, where a

union, on behalf of its members, and an employer will put into the terms of an enterprise agreement

a provisionthat the employer will make payments into the income protection fund.

Then, if something calamitous happens to a union member—or other employees, for

that matter, because employees who aren't members of unions can

have the benefit of these things as well; you can't discriminate under our present laws—such

as being diagnosed with lung cancer and not being able to work,

there is a source of income protection through that entitlement fund.

We know all too well that sometimes when you have an illness or injury you're not covered

by your ordinary insurer because you've got a pre-existing

condition.

It happened to my own father when his melanoma metastasised.

His insurance didn't cover the year he had off work on chemo, because it was a melanoma

he had had before he joined that particular super

fund with that particular insurance.

So there certainly are times when people don't get income protection through

their ordinary insurer.

These entitlement funds that can provide an additional source of income protection can

be really important.

There is another example.

We have redundancy funds, we have income protection funds and there might be

portable long service leave funds.

If you work in an industry where it is uncommon to work for a decade

for the same employer but you might work in the same industry for a decade—perhaps it's

the construction industry, where you have a range of contractors

and they have a pool of subcontractors and you might move

from subcontractor to subcontractor and the subcontractor might move from principal contractor

to principal contractor—and, because of the nature of

the industry, it is really hard to rack up a decade of working for the

same firm.

But these guys are working very hard, doing physical jobs, and they deserve their long

service leave as much as anyone.

So you might see a fund where people agree, again through enterprise bargaining, that

there will be payments made into a long service leave

fund that will benefit people who have stayed in the same industry

but have moved from employer to employer.

These worker entitlement funds are a really sensible response to problems that face working

people.

It is absolutely true to say that they generate

income streams—of course they do.

Moneys are put in and they're invested wisely.

It is also absolutely true to say that those income streams are usually reinvested back

into the industry for the benefit of the industry—and

I say 'industry', not just employees.

As you can gather from what I have said about the way these funds are ordinarily

set up, they usually have unions and employers on their boards

and they use their money for the benefit of the industry.

It might be training.

One of the big issues we face as a society is the collapse of apprenticeships

and traineeships.

It might be that those funds can be used to promote

the idea of getting into an apprenticeship or traineeship.

It might be that those funds that are generated from these

worker entitlement funds, the additional moneys, can be used for occupational health and safety

work, for going in and providing additional support and training

of delegates so that they understand occupational health and

safety, and training of managers so that they understand.

It might be that these funds go to support colleges or

vocational education providers that might be set up in a particular industry.

So it is absolutely true to say that there are income streams generated from these funds,

and isn't it a good thing?

It means sustainable revenue sources for institutions and programs that provide a public benefit,

but without having to tap the public purse.

I think that's a very positive thing.

When you hear some of the florid rhetoric we

get from the government in relation to the matters that are the subject of the present

legislation we are debating, you really do forget the importance of these

funds.

I think that's partly because they have this almost irrational

hatred of the Australian union movement.

It's quite hard to understand.

I know that, in politics, sometimes you look at the people who back the other side

and you think you don't really like them, but we're not just talking

here about personalities or individuals.

We're talking about an institution in our society.

Just as corporations are institutions in our society and unions of

employers are institutions in our society, so too unions of employees

are institutions within our society.

The fact is that this particular institution, the labour movement, has been getting weaker.

People aren't joining like they used to.

What's the consequence of that?

We have a regulatory structure that privileges bargaining ahead

of centralised wage fixing, and I support that.

But, for bargaining to work, people have to feel like they have the

power to bargain.

If bargaining is just a euphemism for the unilateral imposition by employers of, 'This

is what it's going to be; take it or leave it,' then

that doesn't work for anyone, ultimately.

It certainly doesn't work for the employees themselves, because bargaining

takes power, we all know that.

And we're seeing the erosion of power that has been happening as a consequence

of the erosion of union membership, directly translating into

very poor wage outcomes for working people.

So you see things like public sector employees going four years

without a new deal and a new enterprise agreement, and therefore four years without a pay rise.

You see things like private sector firms having low rates

of unionisation and, therefore, long periods going by without pay rises

and without deals.

That then flows onto other sectors of the economy, because wages growth overall is quite

flat.Then you get what we have now: record low wages growth and stagnant wages.

That is a direct consequence of the erosion of unionisation in this country.

I understand some members opposite may not like unions and may see them as too close

to the Labor Party.

They may not like some of the individuals and some of the personalities in the Australian

union movement, but that should not be conflated with seeking

to undermine and delegitimise the institution of the union movement in

this country.

Because, when those wages stay flat, what happens to the economy?

It has an impact on household consumption.

In other words, it has an impact on GDP growth, and we are seeing that now.

What else happens?

Low wages growth means an impact on government revenue, and an impact on government revenue

means an impact on government spending.

Again, this directly affects GDP growth in this country.

We need to be really careful when we talk about wages, because

wages drive so many other things.

I encourage those members opposite: by all means take issue with individual

personalities in the union movement and take issue with policies,

ideas and programs.

But delegitimising and undermining the union movement itself is not just wrong; it's deeply

irresponsible for our economy and for our nation.

It's interesting to be debating this particular bill in relation to worker entitlements funds

when we've just recently had a change in the law in relation to the

duty of directors to prevent insolvent trading.

The Productivity Commission recommended that there be a safe-harbour

defence for directors to allow them to take more risk and

to trade out of trouble, and I support that.

I support the proposal of the Productivity Commission for a defence.

Of course, the government, not content with doing something that could have bipartisan

support, went even further and created an entire exemption from

insolvent trading laws, effectively rendering the civil prohibition

on insolvent trading useless.

The difficulty that I have with what's happening, the reason it's so incongruous, is

that, at the same time this government gave a blank cheque to directors to behave in a

more risky way that puts firms more at risk of winding up in insolvency,

it is simultaneously attacking the worker entitlement funds aimed

at protecting the interests of working people.

It really is quite revealing of the priorities of the government and

of where the government's interests in this matter lie.

As I say, I supported the idea of the defence, but I do make

the observation that weakening protections against insolvent trading and then attacking

workers' entitlements is incongruent, at best.