welcome to this week's vlog on this week's vlog we're going to be discussing
electric car insurance do you need special insurance for electric car how
do you get the cheapest price
{MUSIC}
so if you like saving money like me and you're a
little bit tight and you try and get the best deal as you possibly can which
probably most of you are if you drive an electric car even if you just drive it
for ECO reasons like me you also like saving money it's a win situation with
electric cars it's a double win for me and car insurance is one of the big
grips we're trying to get a good deal these days in the electric car sometimes
it can be quite difficult with certain insurance companies excluding electric
vehicles and other ones not including battery lease systems and not
understanding the battery lease it was time for me to this year do a little bit
more of an in-depth video on how to get the best deal on your electric car
insurance now I did the normal website comparison stuff as always so I did my
moneySuperMarket check for the best price I possibly could put my reg details
in and it fired out a price now non-protected no claims don't forget
there's two drivers on here Laura's the main driver of the car so
the insurance is in Laura's name i drive vehicles under the trade
insurance but I have to be covered personally for Laura's car there's two
drivers on the policy Laura's a young driver she only got five years driving
experience in five years no claims the price did was £429
as you can see there the price for a non-protected policy
protecting your no claims dropped to £408 there's a little
bit of an excess there with more> than which isn't great now i also had a
renewal quote from quote me happy which was £350 but a
much higher voluntary access on that policy these are high prices in my mind
for an electric car driver electric car drivers we tend to be slower drivers we
drive more economically and we don't tend to have any boy racers by driving
Electric cars yet because they don't make the RS Zoe
but that's another discussion altogether but that we'd drive better so surely
there's a company out there that would provide insurance for us so spent some
time looking for brokers that specialize with schemes for electric cars tried
tried one broker their price was a little bit high it was six seven hundred
pound but I'm not going to mention who it was but it was they were dear
they were dearer than all the other things it was a specialist insurance for
EV cars so you know I was moving on to at least someone who understood
electric cars but I was surprised why it was so much did some more digging around
and came across a company called pluginsure
so I thought yeah they've even got a name for doing electric car insurance
great the other company was just a normal running name not like I said not
going to mention them but pluginsure proper name for electric cars actually
seem to be actively trying to get electric car customers their quote was
well quite a bit cheaper they came back at £296 headers like - yeah £296.37
protected protected now like I said Laura Laura only been
driving five years she's a much younger model than me I was a lucky bugger
um but yeah Laura's much younger than me so she's not got was driving
expensive to get price under £300 with a young driver on on the policy
it's fantastic now I put a link to them down in the description below and I've also
put a number they have an online quote system which is pretty much the
price I've got there is the price it gave me on the online system they also
rang them because it's called a quick quote quick quote so I wasn't sure if it
was just an estimate quote but I thought it would be wrong it under £300
seems too cheap so I rang them spoke to me said no that is the price
they ran a full quote with me and that's the price i got it's a small small firm
there's not a lot there's not a lot of employees definitely put onto the phone
pretty quickly seem very efficient they seems to be running for quite some time
I did some more digging to some other people I know who've got it I've had leaf
owners and i3 owners run some comparison tests and they all said it's
cheaper than what they were getting off off of a insurance company so if you've
got a Nissan Leaf or a Renault Zoe or a BMW i3 or any other electric car give
them a call try and get a quote obviously hybrids and stuff like that
give them a quote see what they come back with and let me know what let me
know in the comments below were they cheaper than you current
insurers have you gone with them have you heard of them before have you used
them before are you already a customer of them a bit and just let us know in
the comments below I'm really really interested even if you'd not with them
you've got other insurance quotes let me know what you're paying around the
market but pluginsure seem to be the cheapest they seem to specialise
electric cars they are a proper FCA regulated company they're using a major
underwriter for the insurance and it's a scheme set off electric car drivers so
thumbs up for me from them they seem to do a really really good job of getting
really good prices let me know let me know in the comments below thanks so
much for watching this week's video don't forget to give it a thumbs up
don't forget to share it subscribe to my channel if you haven't already and also
check out my other videos down there if you're not a patreon supporter consider
supporting me on patreon from as little as a £1 a month it really really does help
helps me buy a new equipment etc and make the channel a little bit better thank you
very much for watching and I'll see you again next week goodbye
Không có nhận xét nào:
Đăng nhận xét