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This is a place where all staff and students have a right to say: "we belong". - Duration: 1:39.
I belong in a place where they are wise
Where I matter, not because of who I am
Here, where the educated learnt to rise.
If I fight each day against those who chastise
because I'm different and don't give a damn,
I belong in a place where they are wise
Where I'd strive towards a Nobel prize.
I'm free to act because I'm free to move
here, where the educated learnt to rise.
If I'm filled with defiance when my eyes
Bare witness to injustice, great or small
I belong in a place where they are wise
Where we're allied not to polemise
Instead because it's fun to share a drink
Here, where the educated learnt to rise
Together we come to break those who despise
Inclusivity equals success. Our epigram:
I belong in a place where they are wise
Here, where the educated learn to rise.
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Epiphyseal Ischemic Necrosis is Children`s version of Avascular Necrosis - Duration: 3:45.
This sort of situation happens a lot.
Little kids,
when they first start learning to walk,
between 1 to 3, or 4 years old,
they love to move around,
especially boys.
When they are playing with other children,
if they fall a few times,
they will not tell their parents.
That is one situation.
Another situation is that we have found
that in some cases,
their parents have them practice dancing.
There are many cases like that.
Or the boys practice martial arts,
and the result is that
in these cases the incidence rate
of avascular necrosis of the femoral head
is higher than in ordinary children.
Even children can get avascular necrosis of the femoral head ?
Yes, they can.
Our youngest case was in a two-year-old.
A two-year-old had avascular necrosis of the femoral head.
What were they studying, that they got that?
That is right, are not they just learning to walk at that age?
What happened was that as he was learning to walk, he fell a lot.
Some parents take care of them better.
For example, elderly people might help them walk
and they will gradually get better.
But if there is no elderly people to help them,
and the parents are busy,
the child learns by themselves,
and if the fell, they fell.
You mean that in regards to exercise on sports
children might need to do things
based on their own traits,
including their skeletal development.
They can not be excessive.
A children body is immature and weak,
when they are growing up and developing
parents should avoid
all improper practice and exercise,
so that the children`s femurs
are not unnecessarily damaged.
These are three obvious symptoms
of avascular necrosis of the femoral head...
pain, limping
and physical dysfunction,
meaning that daily activities become difficult.
These are two or three-year-olds
who have repeated external trauma,
and the parents do not pay much attention,
but in the end it causes
avascular necrosis of the femoral head....
this is a very common situation.
There is a guest in the studio who is a mother.
Let us have her talk about her family.
Right.
I have a little girl
who is four and a half now.
Before she got sick,
about two years ago,
her symptom was pain in her legs.
She would say to me,
`Mommy, my leg hurts.`
I asked her why her leg hurt,
and where it hurt
And I would ask her and she would point to her thigh,
and say that it hurts.
At the time,
I did not pay it much mind,
but a few days later,
she said her leg hurt again,
so I took her to the hospital for an examination.
When we were in the hospital,
the doctor said
that she might have bumped into something
and pulled a muscle,
that it should not be a big deal...
And I did not think much of it.
So I went back home.
A little over half a month after
looking at the way she walked,
I could tell that she limping a bit.
So I took her
back to the hospital,
and they gave her an x-ray,
something that I asked them to do.
I said, give us an X-ray,
because she keeps saying her leg hurts.
And then after that, the doctor said
that it was ischemic ephiphyseal necrosis.
At the time, I could not believe it.
How could my daughter
get this sort of disease.
-------------------------------------------
Bank Reconciliation: What is it and How it Works - Duration: 17:29.
Welcome to the Fit Small Business Bank Reconciliation course. In this video
we're going to show you how to reconcile a bank account using Zoho books.
To follow along with me, login to your Zoho account now or click the link below this
video for a free trial of Zoho books. Let's get started. From the Zoho books
dashboard, go ahead and click on banking on the left hand menu. And then click the
add bank or credit card button up here at the top in red. There are three ways to
connect your bank account to Zoho books. From the dropdown you can simply select
your bank, or type the name of your bank in this field. If you see your bank
listed here in this section with an icon you can simply click on that button to
select it. Or your third option is to enter the account information manually.
In the next screen you want to go ahead and enter your online ID and pass code.
Once you have done so you can go ahead and click the continue button. Once Zoho
books has connected with your bank account, you will see a list of all of
the accounts that you have at the financial institution listed in this
section here. Put a check mark next to each account that you'd like to go ahead
and connect to Zoho books. Download transaction history: from the drop-down
calendar here you want to select the date that we'd like to go back and
download transactions for. Please note that you can go back 90 days in Zoho
books. If you need to go back further than that, you will need to import the
bank statements for anything older than 90 days. For example, let's assume that
it's April 16th and your tax professional has told you if you bring
in a shoe box next year, the fee will be doubled.
So you vow to start using Zoho books immediately. In order to get all of your
banking transactions that have occurred into Zoho books since January 1st,
you can import your January bank statement, and then use February 1st as
the date you will download transaction history. In the currency field you want
to go ahead and select the appropriate currency
for the bank account you are setting up. One of the benefits of using Zoho books
is you can easily track both foreign bank and credit card accounts.
Once you've made that selection you can go ahead and click the continue button.
Once you have successfully set up the bank feed, your bank accounts will be
listed in the banking overview section as you can see here. In the account
details column, you will see the name of your bank account, type of bank account,
the last four digits of the bank account number which is not shown here for
security reasons, and you will also see a date here. This date represents the date
that the latest transactions were downloaded from your bank. In the
uncategorized column, you will find the number of transactions that you need to
review and categorize to the appropriate income or expense account. Please note if
you have already entered some of your banking transactions in Zoho books then
you will also have a column that says recognized. This means that Zoho has
matched a transaction that you entered manually with one downloaded from your
bank. The pending checks column reflects checks that you have created in Zoho
books but you have not printed. The balance amount in bank column represents
the balance in the bank account as of the last update. And the final column
here amount in Zoho books: this is the current balance in the bank account per
Zoho books. These are also basically another way to say this is transactions
that have been categorized to income and expense accounts. Please note that the
goal of the reconciliation process is for the amount in the bank account, this
column, to equal the amount in Zoho books, this column. Let's go ahead and walk
through the steps required to assign an account to the uncategorized
transactions. So you want to go ahead and click on the uncategorized
column for the bank account that you'd like to work with. For this account we've
just got one uncategorized transaction but typically you'll probably have pages
of transactions so you want to scroll down to the very bottom, and scroll over
to the oldest transactions and work from there. So go ahead and click on the
transaction. And so what happens is a window opens up here over to the right
which will allow us to complete the fields of information that we need to
categorize this transaction. So the first field here is category from the
drop-down you want to select the type of transaction that this represents.
The options that you have to choose from are listed here: expense, vendor advance,
vendor payment, transfer to another account, sales return, card payment, owner
drawings, credit note refund, and payment refund. Expense account: from the
drop-down select the appropriate account. If the account is not set up you can set
it up by clicking this + new account button here at the very bottom.
The vendor field is optional. From the drop-down you can select the appropriate
vendor. If the vendor is not set up you can click the + new vendor button and
set the vendor up in this screen. As you can see here the amount field has
already been populated and there's no ability to edit that information so
that's the amount that downloaded directly from the bank. The reference
field is optional. In this field you can enter any additional information about
this transaction such as a purchase order number. The description field will
automatically populate with the description from the bank.
You can change the description or delete it altogether. Attach receipt: Zoho
books allows you to attach receipts directly to the transactions they are
associated with. So you have the option of
attaching a receipt from your desktop, from the cloud, or attach it from other
documents. Customer: if the transaction is related to a customer, you can select the
customer from the drop-down. If the customer has not been set up you can
click the + new customer option here and set the customer up directly in this
screen. Once you have categorized the transactions that have been downloaded,
you can go ahead and save your work here. And once you have categorized all the
transactions that were downloaded, you'll no longer see transactions in
the uncategorized column, that message has gone away. And you will also notice that the
amount in bank matches the amount in Zoho books column. As mentioned
previously you can reconcile as often as you like. Since any new transactions will
download daily. When you receive your bank statement at the end of the month,
it will be a breeze to reconcile if you have already categorized your banking
transactions throughout the month. Let's walk through the steps you should take
to complete the monthly bank reconciliation. From the banking overview
screen you want to go ahead and click on the account that you would like to
reconcile. From this screen in the upper right hand corner you want to click on
this gear icon and select reconciliation history. And as you can see from this
screen we have not reconciled this account yet. If we had previously
reconciled this account, we would have information here listing the
reconciliation information as you can see, so we'll go ahead and click
reconcile account. In this screen you want to go ahead and enter information
directly from your bank statement. So here we're going to enter the beginning
and ending statement periods in each of these fields. Please note if you are
reconciling more than one month, then be sure to use the beginning date of the
first month and the ending date of the last
month. So in this example we are reconciling three months worth of
transactions so we've gotten a little bit behind. So we're going to reconcile
the month of April, the month of May, and the month of June. Because we're
reconciling those three months the beginning statement date will represent
April first, the first day of the first month we're reconciling. And then the
ending date will represent the last day of the last month we're reconciling. In
this example it would be June. So you want to enter that information in this
field. And then you want to enter the ending balance from the bank statement
that's listed in this field here, okay? So that goes in the closing balance field.
Once you have completed all of those fields then you can go ahead and click the
start reconciliation button. In the next screen you will see a list of all
transactions that were downloaded and categorized in Zoho books. So the date
column here in this screen represents the date of the transaction.
Transaction details: this is the account that you categorized the transactions to. The type
column represents the type of account that you selected for transaction
details. Along with the name of the vendor if you chose a vendor for the
transaction. The deposits column represents all of the deposits that were
made to the account, and the withdrawals column represents all of the withdrawals
that were made to the account. The clear column represents items that were
downloaded from the bank which means that they have essentially cleared the
bank. If you do not have a check mark in this column next to a transaction, then
more than likely it was probably manually entered and you need to make
sure to put a check mark there so that you can balance. If we scroll down to the
very bottom, we've got a closing balance here as of June 30th of $2,038.35 here.
So this is the ending balance that you
entered earlier from your bank statement. The cleared amount here
$2,038.35 is the total amount of all transactions that were
downloaded to Zoho books from your bank, or manually entered. So it's basically
the total of everything up above that has a check mark. The difference columns
represents the difference between the closing balance and the cleared amount.
Our goal is to get to a difference of zero as we have here. Please note if you
do not have a zero balance here I want you to refer to our tips for reconciling
bank accounts later on in this section. We have a link here that says add
transaction. If you discover that you have transactions that are missing,
then you can go ahead and click add transaction and this will take you to
the Zoho books where you can actually add those missing transactions. And then
you can return here to complete your reconciliation. And again as we discussed
previously you can attach a copy of your bank statement, clear cheques, receipts, or
other supporting documents here for future reference. At the very bottom of
the screen you will see three buttons: save and reconcile later, reconcile, and
cancel. The save and reconcile later button is going to become your friend.
If for some reason you are working through a reconciliation and you're out of
balance and can't figure it out, or you get interrupted and you've got to
move on to something else, you can save and reconcile later which means that it
will save your work so that you can come back and pick up where you left off.
Reconcile: you only want to click this button if your difference here is zero.
If your balance is not zero be sure to refer to the tips that I've shared with
you on reconciling bank accounts. Please note that Zoho books
will not allow you to proceed with a reconciliation until your balance is
zero. And for the cancel button, click this button if you don't want to save
your work and your plan is to start over from scratch. Since we are in balance
we're going to go ahead and reconcile this account. Once you do that you will
see that we are back at the reconciliation history screen now. And so
this is a reconciliation that we just completed and the status is reconciled.
So please note that if you decided to save and reconcile later, the status will
show in progress until you complete the reconciliation. Please also note that if
you accidentally click the reconcile button and you didn't mean to, you can
undo a reconciliation by hovering in the row here and then you will see a picture
of a trashcan. If you hover over that it says undo reconciliation. Now let's talk
about some tips for reconciling bank accounts. If you're having trouble
getting to a zero difference between what's in Zoho books versus what your bank
statement has, try some of these troubleshooting tips. Tip number one: make
sure that each transaction that's listed has a check mark in the far right column
marked clear. So we talked about that previously. If a transaction does not
have a check mark, it is not included in the cleared amount total. Tip number two:
the difference could be one transaction. So look for the exact dollar amount that
you are off. For example if your difference is $42, then look at
your bank statement to see if there is one transaction for this amount. If not,
check the transactions recorded in Zoho books. Tip number three: make sure that
every transaction on your bank statement has been recorded in Zoho books.
Any transactions that are listed on your bank statement
but do not appear in Soho books will cause you to be out of balance and vice
versa. You will need to add the transaction to Zoho books, and then
proceed with the reconciliation. Tip number four: unless you don't have a lot
of transactions, I would not recommend reconciling more than one month at a
time. The more transactions you have to reconcile, the higher the chances are
that you will have a difference. Locating an out of balance will be that much
harder to find if you have to look through two or three months worth of
transactions as opposed to just one month. And finally tip number five: if you
have a difference greater than a dollar, and you have not been successful with
figuring things out, I suggest that you start the reconciliation over. You can do
this at any time by clicking that cancel button as we discussed previously. By now
you should have a better understanding of how reconciling your bank accounts
can help you to stay on top of the cash coming in and going out of your business,
and make tax time a breeze. Remember to keep the following tips in
mind to make this process as smooth as possible.
First, be sure to organize and store receipts in the cloud using a receipt
scanner app. Click the link below to access our guide on best receipt scanner
apps. Second, invest in an accounting software like Zoho books so that
you can connect your bank accounts and automatically download and categorize
transactions as often as you like. Third, compare receipts to the bank statements
to ensure only transactions that you have authorised are being deducted from
your bank account. That wraps up our video tutorial on how to reconcile a
bank account using Zoho books.
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Pippa Middleton wedding Is this why Prince George was told off by Kate sparking tears? - Duration: 2:02.
PRINCE George appeared to get a ticking off from Kate, Duchess of Cambridge, after throwing
a little tantrum and bursting out crying at Pippa Middleton�s wedding as she prepared
to walk down the aisle.
The young Prince looked glum yesterday as he scattered confetti but video footage has
emerged of the three year old seemingly standing on Pippa�s dress, provoking a strong reaction
from his mum.
Dressed in pale green pantaloons and a off white shirt, the young Prince was told to
be quiet by his mother as he walked behind Pippa into the church.
In the footage, he can be seen turning his confetti basket upside down and walking away
from the other children before potentially stepping on the bride�s flowing gown.
To make matters worse, HRH Duchess of Cambridge had just spent several minutes making sure
the dress looked perfect for the cameras.
The little Prince then seemed to be upset after his mum had some strong words with her
son.
Kate appeared to have volunteered to watch the children for the day and managed to keep
them all under control for the most part.
The bridesmaids were Countess Philippa Hoyos, Lily French, Avia Horner and Princess Charlotte
of Cambridge.
The pageboys were Casimir Tatos, Edward Sebire, William Ward and Prince George.
A big miss from the wedding was Prince Harry's girlfriend Meghan Markle, who was rumoured
to be attending.
Prince Harry was seen driving away from the even and rumours spread that he was on his
way to pick up his partner, but she is yet to emerge.
tell us your thoughts in comments below.
thanks for watching.
please like,subscribe and share my videos.
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Lexus IS F 5.0 V8 Automaat - Duration: 1:01.
For more infomation >> Lexus IS F 5.0 V8 Automaat - Duration: 1:01. -------------------------------------------
WARNING: Major Indicator That Just Reached A Near-Record Is About To Rock Markets - Duration: 2:18.
Despite hitting new all-time highs on the Dow this recently, a major indicator that
just reached a near-record is about to rock markets.
VIX Bets From Jason Goepfert at SentimenTrader: Speculators
have established a near-record short position in VIX futures even as options traders are
holding a near-record number of call options relative to put options.
The few times we've seen that combination, the VIX was bottoming and witnessed a large
spike every time.
The most discussed aspect of today's markets is probably the lack of volatility.
It has been a topic for months, with no real impact so far.
We haven't discussed it much lately because it's the same story it has been for most
of the past two months.
Except for a very brief spike in May, volatility expectations across assets, especially for
stocks, have been comatose…
Continue reading the SentimenTrader piece below
Goepfert continues: There are a few signs that might change imminently.
There is a divergence in extremes between the futures and options market that has preceded
a spike each time, even though it took a while earlier this year.
Namely, speculators are heavily short VIX futures, while at the same time there are
among the fewest put options outstanding ever relative to call options.
The few dates these indicators have been extremely low at the same time were 2006-12-28, 2015-06-10,
2017-01-10, 2017-05-16, and now.
Prior to the last year, we can see from the thumbnail charts below that within the next
two months, the VIX at least doubled.
After the January 2017 instance, its downside was limited and it ended up rising about 40%
into April.
The May spike happened almost immediately.
It's tough to read the VIX right now because of so many crosscurrents that haven't existed
before, and it may not act like it has in the past.
Even if it does, it's hard to trade it.
The best takeaway is simply that conditions are ripe for a spike
-------------------------------------------
Johnny Depp's Daughter Is Dating A Man With A Tattoo of CL On His Body - Duration: 1:33.
For more infomation >> Johnny Depp's Daughter Is Dating A Man With A Tattoo of CL On His Body - Duration: 1:33. -------------------------------------------
2017 Is Going To Be The Worst Retail Apocalypse | 300 Retailers Have Already Filed For Bankruptcy - Duration: 7:27.
Not even during the worst parts of the last recession did things ever get this bad for
the U.S. retail industry.
As you will see in this article, more than 300 retailers have already filed for bankruptcy
in 2017, and it is being projected that a staggering 8,640 stores will close in America
by the end of this calendar year.
That would shatter the old record by more than 20 percent.
Sadly, our ongoing retail apocalypse appears to only be in the early chapters.
One report recently estimated that up to 25 percent of all shopping malls in the country
could shut down by 2022 due to the current woes of the retail industry.
And if the new financial crisis that is already hitting Europe starts spreading over here,
the numbers that I just shared with you could ultimately turn out to be a whole lot worse.
I knew that a lot of retailers were filing for bankruptcy, but I had no idea that the
grand total for this year was already in the hundreds.
According to CNN, the number of retail bankruptcies is now up 31 percent compared to the same
time period last year…
Bankruptcies continue to pile up in the retail industry.
More than 300 retailers have filed for bankruptcy so far this year, according to data from BankruptcyData.com.
That's up 31% from the same time last year.
Most of those filings were for small companies — the proverbial Mom & Pop store with a
single location.
But there are also plenty of household names on the list.
Yes, the growth of online retailers such as Amazon is fueling some of this, but the Internet
has been around for several decades now.
So why are retail store closings and retail bankruptcies surging so dramatically all of
a sudden?
Just a few days ago, another major victim of the retail apocalypse made headlines all
over the nation when it filed for bankruptcy.
At one time Gymboree was absolutely thriving, but now it is in a desperate fight to survive…
Children's clothing chain Gymboree has filed for bankruptcy protection, aiming to slash
its debts and close hundreds of stores amid crushing pressure on retailers.
Gymboree said it plans to remain in business but will close 375 to 450 of its 1,281 stores
in filing for a Chapter 11 bankruptcy reorganization.
Gymboree employs more than 11,000 people, including 10,500 hourly workers.
And in recent weeks other major retailers that were once very prosperous have also been
forced to close stores and lay off staff…
This hemorrhaging of retail jobs comes on the heels of last week's mass layoffs at
Hudson Bay Company, where employees from Saks Fifth Avenue and Lord & Taylor were among
the 2,000 people laid off.
The news of HBC layoffs came on the same day that Ascena, the parent company of brands
like Ann Taylor, Lane Bryant, and Dress Barn, told investors it will be closing up to 650
stores (although it did not specify which brands will be affected just yet).
Only two weeks ago, affordable luxury brand Michael Kors announced it too would close
125 stores to combat brand overexposure and plummeting sales.
In a lot of ways this reminds me of 2007.
The stock market was still performing very well, but the real economy was starting to
come apart at the seams.
And without a doubt, the real economy is really hurting right now.
According to Business Insider, Moody's is warning that 22 more major retailers may be
forced to declare bankruptcy in the very near future…
Twenty-two retailers in Moody's portfolio are in serious financial trouble that could
lead to bankruptcy, according to a Moody's note published on Wednesday.
That's 16% of the 148 companies in the financial firm's retail group — eclipsing the level
of seriously distressed retail companies that Moody's reported during the Great Recession.
You can find the full list right here.
If this many major retailers are "distressed" now, what are things going to look like once
the financial markets start crashing?
As thousands of stores close down all across the United States, this is going to put an
incredible amount of stress on shopping mall owners.
In order to meet their financial obligations, those mall owners need tenants, but now the
number of potential tenants is shrinking rapidly.
I have talked about dead malls before, but apparently what we have seen so far is nothing
compared to what is coming.
The following comes from CNN…
Store closings and even dead malls are nothing new, but things might be about to get a whole
lot worse.
Between 20% and 25% of American malls will close within five years, according to a new
report out this week from Credit Suisse.
That kind of plunge would be unprecedented in the nation's history.
I can't even imagine what this country is going to look like if a quarter of our shopping
malls shut down within the next five years.
Already, there are some parts of the U.S. that look like a third world nation.
And what is this going to do to employment?
Today, the retail industry employs millions upon millions of Americans, and those jobs
could start disappearing very rapidly…
The retail sales associate is one of the most popular jobs in the country, with roughly
4.5 million Americans filling the occupation.
In May, the US Bureau of Labor Statistics released data that found that 7.5 million
retail jobs might be replaced by technology.
The World Economic Forum predicts 30 to 50 percent of retail jobs will be gone once struggling
companies like Gymboree fully hop on the digital train.
MarketWatch found that over the last year, the department store space bled 29,900 jobs,
while general merchandising stores cut 15,700 positions.
At this rate, one Florida columnist put it soberingly, "Half of all US retail jobs
could vanish.
Just as ATMs replaced many bank tellers, automated check-out stations are supplanting retail
clerks."
At this moment, the number of working age Americans that do not have a job is hovering
near a record high.
So being able to at least get a job in the retail industry has been a real lifeline for
many Americans, and now that lifeline may be in grave danger.
For those running our big corporations, losing these kinds of jobs is not a big deal.
In fact, many corporate executives would be quite happy to replace all of their U.S. employees
with technology or with foreign workers.
But if the middle class is going to survive, we need an economy that produces good paying
jobs.
Unfortunately, even poor paying retail jobs are starting to disappear now, and the future
of the middle class is looking bleaker than it ever has before.
-------------------------------------------
Duchess Kate is a bit nervous about her kids' behavior at sister Pippa's wedding - Duration: 2:15.
The Duchess of Cambridge revealed she�s a bit nervous about how her kids will behave
this weekend at her sister�s wedding. Prince George, 3, and his 2 year old sister,
Princess Charlotte will serve as pageboy and bridesmaid, respectively, at the wedding of
their aunt, Pippa Middleton. The younger sister of Duchess Kate will tie the knot Saturday
to her longtime boyfriend, financier James Matthews. During a garden party Wednesday
on the grounds of Buckingham Palace, Duchess Kate spoke with visitors about her excitement
about the ceremony and nervousness about the roles of her kids.
She said they were all really looking forward to her sister's wedding at the weekend but
she was a bit worried about how her children might behave,� one of the guests, Andrew
Bates, told reporters later. �She said she was hopeful that they would be good but you
never know at that age.� Bates was one of about 8,000 guests attending the royal garden
party, the first of several scheduled for the year and hosted by Queen Elizabeth. In
addition to Duchess Kate, the event also brought out her husband, Prince William, along with
his grandfather and the queen�s husband, Prince Phillip, the Duke of Edinburgh. Saturday�s
nuptials will be held in St. Mark�s Church on a private estate in Berkshire, England.
The reception will take place on the Middleton family estate.
Duchess Kate's concerns about her kids may stem from family history. Prince William served
as a page boy when he was roughly George's age. A 4 year old William was captured making
faces and sticking out his tongue during the 1986 wedding between his uncle, Prince Andrew,
and Sarah "Fergie" Ferguson. tell us your thoughts in comments below. thanks for watching.
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