Waching daily Aug 30 2018

*Behind the Scenes of Singer 2018* *Shooting for Posters and Promo Video*

*Behind the Scenes of Poster Shooting for Singer 2018* [BGM: <<SEEK>> by Hua Chenyu]

*That looks good*

*Super cool*

*It's 1 am already*

*Tired Tired Very Tired*

*Tired Tired Very Tired*

*Professionally dedicated*

*Can you flare your clothes out a bit?*

*Jumping in this outfit will look weird*

*Just hop a little*

*Doing his best*

*A young man like the sun*

*Got it in the first shot!*

Got it in one shot haha...

Too handsome

Really? *Happy*

I feel that at the stage

there are many good special effects

Like bombing

sprays of golden dust

The team was very professional and efficient

We had a good time shooting

*Cameraman: Lift your head. Feel it*

*Immediately in the zone*

*Has an aura surrounding him*

*Losing himself the moment*

*Cut! Alright*

*Foodie Hua is online* Could I do it like that year, when I was shooting for the new year gala

*Trying to recall*

When I was singing Aliens

That move was bit

*Professional Hua communicating with the director*

But I won't jump up

Okay as long as it is a big move

*Looks like he's really hungry*

In the beginning, is it a very cool walk down from a great hall?

Right, from a great hall

Like that from the heaven

Very confident

Start. Music

Go

*Running with small steps*

*Going through the replay*

Translated by Hua Chenyu English Subs Subscribe for more translated videos of Hua Hua

For more infomation >> [ENG SUB] Behind the Scenes of Poster and Promo Video for Singer 2018_Hua Chenyu_华晨宇_歌手2018海报宣传片花絮 - Duration: 4:54.

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My Heart Aches For The Loss of This Soul - Duration: 5:19.

My Heart Aches For This Lost Soul August 30, 2018

Lord, please forgive us of our hardness of heart and soften our hearts to be like Yours.

Amen.

Dear ones, this morning the Lord allowed me to feel a very tiny grain of sorrow.

The sorrow that He felt over a soul that recently died.

And refused to repent—and rejected Jesus.

He played the Lonely Garden, and I became aware of the deep, deep sorrow He was experiencing

over this man's failure to repent.

It was a very tragic and sick feeling.

All the times Jesus waited for this man in the Garden, hoping the invitations would be

answered.

And at the very last… still no response to God's pleadings with Him.

We do not realize the hardness of men's hearts, only God knows.

But we hope, we pray, even when it is a struggle to think good, because of the evil that's

been exposed.

I finally was able to connect with the Lord, over what He was experiencing with this soul.

Jesus began, "My Beloved Ones, I do not look at a man or woman the way you do.

I do not focus on their sins.

If I did, I would cease trying to call them to Myself.

"I see what I created with Love and long to have fellowship with that creature.

When they repeatedly commit sin, without repenting, their souls grow darker and darker until they

are nearly black.

They sink lower and lower into atrocities, without any tinge of guilt in their conscience,

because it has been frozen over by the pride of human reasoning and justifications.

"With each sin, My heart breaks a little more over the direction they have chosen, despite

all My best efforts to pull them away from evil.

"Now you have experienced a little of the void and sorrow I feel when I walk in the

Garden that used to be theirs, and see the monstrous creatures they invited in to destroy

the heavenly flowers of grace.

"Writhing, growling leviathans, creeping poisonous creatures, blackened plants dripping with

blood and slime.

You would not believe what horrors are in the hearts of those who choose Satan over

Me and thoroughly enjoy torturing others.

"There is nothing Disney could produce to replicate the monstrosities that lodge in

those hearts.

This is the most tragic moment of My existence—when a soul defiantly chooses Satan over Me.

It is truly a sword in My Heart."

Well, Lord, are You against the death penalty?

"I am.

But I must tell you some souls are so dead, that if they sat in jail for 80 years, they

would still choose the same fate.

Man cannot see into the hearts of these, so they do not choose what I would choose.

Nonetheless, they have been given the power and authority to end a life.

"I would prefer they would not have this authority.

Since I am the Author of Life, I should also be the only One who chooses the end of life.

Aside from the innocent ones on death row, there is still hope for so many souls to repent

if they are given more time, and the death penalty denies Me the opportunity to bring

them to repentance.

"Dear ones, put your scruples about My Blessed Mother aside and pray for these men.

So many are going to meet the very same fate, because they have been hardened in sin.

But I will take the graces that others reject and give them to those who still have a flicker

of life in their souls.

So, don't give up praying for them.

Lay aside your prejudices on how to pray for just a moment, and return to My aching need

to see these souls restored to Me in their final moments.

"This has been a moment of great tragedy for Me.

And oh, how it hurts, My Bride!

It hurts Me so very badly.

And I see the lineup of souls who will meet with this very same fate and choose to die

for Satan.

He is laughing them to scorn, and Hell is celebrating My loss—because Satan's agenda

to kill, steal, and destroy everything that's dear to Me.

"This soul was dear to Me.

And the next one in line is dear to Me… and on and on.

Pray for them, My Bride, and keep Me company—for My heart aches."

For more infomation >> My Heart Aches For The Loss of This Soul - Duration: 5:19.

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Songs for You (Spanish) #MyThoughts 14 - Duration: 0:59.

For more infomation >> Songs for You (Spanish) #MyThoughts 14 - Duration: 0:59.

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new report finds 60% of Austin waterways too contaminated for swimming - Duration: 2:55.

For more infomation >> new report finds 60% of Austin waterways too contaminated for swimming - Duration: 2:55.

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What to do next if your application for a mortgage loan is denied - Duration: 8:23.

In this video, we look at can you negotiate mortgage rates

and how to do it.

That's starting right now.

Welcome to Homebuyer's School,

brought to you by

Brookfield Residential.

Hi, everyone, welcome to another Homebuyer's School video,

a channel where you get the latest strategies, tactics,

and tips from home-buying experts.

And remember, if this is your first time on this channel

and you wanna get the latest strategies from the experts,

hit the subscription button below,

hit the little notification bell so you don't miss anything.

So, today, I'm joined by Mujtaba Syed,

manager mobile mortgage specialist for TD Canada Trust,

and the question we're gonna answer today is,

what happens if my mortgage application is denied?

- Yeah, if your mortgage application is denied,

it's definitely an unfortunate thing.

You definitely want to have a conversation,

sit down with the lender and find out why it was denied.

That's probably the best thing to do,

and find out, was it because of a credit scenario?

Was it the fact that your ratios weren't

in line with an income scenario?

Or was the fact the lender wasn't comfortable

using a certain point of your income?

It a numerous little different things, about why you denied.

So, first and foremost, what you'll want to find out is

why you were denied.

And then if their reasonability does not make sense to you,

definitely ask them to say,

"Listen, I don't think this makes sense," or

"I don't think the information that I provided to you

"got across to you, the underwriter,"

the people that are looking at your file.

And say, "Well I would like to, maybe send in an appeal.

"Send in for a second review to see,

"can someone else take a look at it."

At the end of the day, underwriting process is

definitely something that's done by people,

so there could be some human error involved.

We wanna make sure that your file,

exactly how you presented it or your lender presented it,

it was seen across by the underwriter.

And even after that if something does not make sense to you,

definitely reach out to someone.

Reach out to another professional or someone that

comes highly recommended to yourself,

and get a second opinion.

Get a second review done and ask them,

"Does this sound right to you?"

And based on your experience,

maybe the lender you were dealing with

or the specialist you were dealing with

was maybe, new to their role,

did not understand which policy to apply to

in your certain scenario.

You definitely want to be able to see and say,

"Does this make sense? Can I reapply again?

"What is your recommendation to me?"

And if that specialist feel like,

that they've seen your scenario before,

because nowadays nothing's cookie cut anymore.

Nothing's black and white.

A lot of lending can really be done

with a lot in the gray area today.

So, a lot of specialists will

really have to keen their skills,

and actually hone their skills to get a lot better.

So, if your specialist, if you feel like they're kind of,

not, you don't feel comfortable,

or you feel like it doesn't make sense to you

what they've spoken to you about,

definitely reach out to someone else.

Get a second review.

Get a second opinion done.

Now, even after the second review and the second opinion,

and it still comes back declined,

now you know there's a legitimate issue there.

So you should sit down with your lender or specialist

and say, "Listen, what can I do to improve my chances?

"I wanna buy, I do wanna buy in the future.

"I don't want stay at home forever, or rent forever.

"What is it that I can do?"

They can sit down with you, make a plan.

If it's credit scenario, they can help you fix your credit

and make it better, get you on a payment plan, etc,

so your credit improves in the future.

If it's an income situation,

where you feel like your ratios are in line,

maybe they need to explain that to you.

You could maybe look at getting a higher paying job,

maybe you could start working some overtime,

maybe you could look for, even a part-time job.

A lot of scenarios, a lot of clients

are looking at part-time jobs

and they're working part time,

and they're using that for their qualifications.

There's lots of ways to qualify for a mortgage,

if it's just income reasonability.

For example, now most lenders and most insurance companies,

like CMHC and Genworth, will let us use

a house if you're buying.

If it has a legal basement suite,

we can sometimes use their rent to actually

part of your qualification to see if you can qualify.

We can put someone in the basement as a rent,

as we call it, a mortgage helper,

to see if it would help you qualify for that mortgage.

So there's tons of ways to look at.

Maybe a cosign is a good option,

but those are the discussions you definitely

want to have with your lender.

But the biggest thing I would recommend

is to see what kind of trust and faith you have

in your specialist and lender.

If something does not make sense to you,

definitely, reach out to someone else,

and without wasting too much time,

because then the process could just

drag on longer and longer.

Get that second review done,

and then kind of go from there.

But, if you're not qualified or if you got

turned down for a mortgage,

that's not forever, right?

There's always ways to get back and work hard and reapply.

It just depends on what your lender and specialist

is gonna advise to you.

It could be three months, it could be six months,

it could be another year.

It really just depends,

but I wouldn't give up

just because you were turned down once for your mortgage.

- Now remember, if you want to know more about

the mortgage stress test and qualifications,

watch our video above.

So, let's say you get denied from one lender.

Is it, I'm sure you can go to different lenders

and just keep trying to get approved, right?

There's nothing stopping you from doing that?

- There is nothing stopping you from doing that,

but it's also advisable.

- Okay. - Every time,

let's say you go to your first lender and your turned down.

You go to a second lender, and then you're turned down.

Now you go to a third lender and then you're turned down.

Now we see a pattern.

We see a pattern and also

the credit bureau is going to be impacted now.

We wanna see that you're a credit seeker,

and now you're going around

and just getting turned down from places

which is definitely gonna impact your score.

So what I would do is probably not do more than two, right?

Get a second opinion.

And then from there, really decide to see,

does this, again, second opinion make sense?

Is it line with what the first opinion was?

If the second opinion is way off,

and you feel like you have better chances,

you get some good news from a second opinion,

then you know your first opinion was faulty.

But I wouldn't go more than your second opinion.

Nothing's stopping you.

It's not just advisable.

Most likely, if two or three lenders have turned you down,

there's a really good change a forth or fifth or sixth,

going forward, are also going to be the same,

as most lenders have very similar lending policies, right?

We all kind of base it on risk,

and if they feel like there's not comfort

or there's no protect for that certain amount of risk,

it's gonna be turned down everywhere.

So definitely don't do that.

Definitely get a second opinion,

and maybe decide after the second opinion

if you want to go further.

And then just kind of see if

what the specialist or lender is telling you about

makes sense to you.

If it doesn't make sense,

then go for that second opinion.

I wouldn't do more than two.

Is there a time limit

or do you have a recommended time limit

before you should apply again?

Once again, it really just depends on

why you were turned down in the first time around.

If it was a credit issue, or something that was unforeseen,

for example, there was a collection on your credit,

or you went over your limit on one of your trade lines,

trade lines are what we call, your obligation.

For example, a line of credit can be a trade line,

a credit card can be a trade line.

Let's say you go over your limit

on any one of those products,

and you realize it was a mistake,

and you paid it down.

Yes definitely, maybe wait three months, four months,

wait for that credit bureau to update.

Wait for that to impact your score in a positive way,

let's say it impacts your credit is going up.

You can try again at that time for sure.

But if it's other scenarios,

if it's income or something else,

then it could just depend.

It might be longer.

Once again, a great discussion to have with your lender

and specialist to see when is a good time to apply,

and what can I do differently

for have more of a positive outcome next time I apply.

So, know all those discussions.

Have those discussions,

and prepare yourself for the next time.

So the question I have for you is,

have you ever been denied for a mortgage,

and what did you do?

Let us know in the comment section below.

So did you have anything else do add?

No, I think that's very much it.

Perfect.

Well thank you very much for joining us,

and remember to watch our mortgage related videos

in the description and the playlist below.

Thank you very much for joining us,

and we'll catch you next time.

That's another edition of

Homebuyer's School.

Tune in next time for more

expert tips and tricks,

and visit homebuyersschool.ca to bring

you one step closer to

finding your dream home.

As with everything it would be great

if you like and share our videos.

Also please let us know

if you have any home buying

questions you want us to answer.

For more infomation >> What to do next if your application for a mortgage loan is denied - Duration: 8:23.

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Require adult approval for purchases - Duration: 0:46.

With this setting, your child has to ask for

permission to buy something, except when they use

gift cards or money in their Microsoft account.

In the guide, go to Settings.

Under Account . . . choose Family . . .

and then the child account.

Select Privacy and online safety . . .

Xbox Live privacy . . .

then View details and customize.

Choose Buy and download . . .

and set Ask a parent to On.

Find answers and tips in Xbox Assist.