Waching daily Apr 9 2017

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For more infomation >> Baby VS Big Snake! Unbelievable Scene! Believe It Or Not! - Duration: 1:08.

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Philippines - Hand in pocket - Duration: 5:51.

Philippines - Hand in pocket

In the Philippines you notice that you are constantly putting your hand in your pocket.

You are always having to fork out money for every little thing that happens.

Very different to Australia, and something that takes some getting used to.

The Philippines - A cash society

Yes, the Philippines is most definitely a cash-society.

EFTPOS terminals are rare, as are credit card facilities.

Even at Down Under Visa, we don't have a credit card terminal or even one of those swiping

things which makes an imprint on a form.

Down Under Visa, yes...but can't use your visa card in our office.

We rely on direct EFT deposits into our account or the ever-convenient PayPal for payments.

In Australia, I could go for days without ever reaching for my wallet.

And I could get away with a debit card (ATM card) for just about everything.

Buy fuel.....buy the groceries at the supermarket, etc?

Use the card, put in the PIN, and you're in business.

Not so easy here.

You really need to have cash with you, or you could find yourself caught short at an

inconvenient time.

The other issue is that of security.

Not sure I would want to wave a credit card around at every little place that accepted

them.

In SM or a major hotel?

Sure.

But in a local 7-11 or at the Petron?

I'd be a bit concerned about where the numbers may end up.

ATM and credit card security

The Philippines is a third-world country.

There are less "have's" and more "have-not's".

Plenty of people who live day to day, and lacking marketable and employable skills many

turn to crime.

And you are a white man....a rich foreigner......so that makes you a target.

You will stand out regardless of how unobtrusive you try to be.

So you need to watch your cash, and most importantly your credit cards and ATM cards.

They could easily drain your account if they can access your ATM.

And whilst you can generally get money back from fraudulent use of your credit card, you

still need to prove it.

ATM cards?

You want to make sure you only use them in safe places, and that means genuine ATM machines

that have not been tampered with.

Dodgy-looking solitary machines out the front of minor malls somewhere?

Or in places that are not well-lit?

If someone puts a card-skimmer onto the card slot, then you could have all your data as

well as your PIN scanned and stolen.

So use some commonsense.

Paying cash for everything in the Philippines

Nearly everything here is done for cash.

Australia still has many free things, especially those small things which seem too petty to

ask for money for.

I've even had glasses (eye glasses......not drinking glasses) repaired by optometrists

in Australia for free.

You get air in the car tyres for free.

You get a JP to witness documents for free.

And whilst it may depend on the church, you can get baptised, married and buried all for

free.

Not so in the Philippines!

Get the priest to bless your house, and the hand goes out!

I have difficulty in adjusting to that, I can tell you.

I suppose much of this must come down to whether you generally have enough that (a) you don't

need to chase small amounts of money, plus (b) you have a bit of an abundance and are

therefore reasonably happy to share.

Here whilst the Filipino friend, neighbor or relative may have enough goodness in his

heart to want to help you, he may not have the abundance to share or the cash to do that

thing.

That means if they collect you from the airport, chances are the van needs to be paid for.

If they have you around for dinner, maybe they can't afford the lechon manok or the

coca cola that they want to offer you.

Have a headache?

Chances are there's no paracetamol in the house and someone needs to rush off and buy

two.

And other issue is genuine poverty.

The person who can only get a job collecting P5 for use of the public toilet, or for guiding

you into traffic when you leave the mall, or for putting air in your tyres, that might

be essential for feeding his kids.

No one gives tips in Australia, because people are paid well.

Not so in the Philippines.

It's pretty well accepted that those who can give, should give.

I's rarely very much.

So be prepared to share some of the abundance that you have with those who do not.

For more infomation >> Philippines - Hand in pocket - Duration: 5:51.

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All BUTs Stink! - Walter Bond | TB#41 - Duration: 2:29.

All Buts stink!

Hi! My name is Andrew and welcome to Today's Brainwork where we start every single day with an idea or a quote.

And today we have a quote

and also title of the book

from Walter Bond.

All buts stink.

Now.

Let's focus on this word

'but'

because clearly

this quote focuses on this.

All buts stink.

Everytime,

for me, every time you want to achieve something,

you want to go through with something

there are going to be

problems.

But,

I think we were kinda

raised

that

problem is something bad.

That

if you truly happy, problems do not exist.

No.

It's the other way around.

If you are truly happy, you deal with every single problem on your way.

They don't bother you

because you accept that problems are

a part of life, they

always were and always will be.

Now but,

but is an excuse

to not

take

action

in the direction of your

dream, your goal.

So,

to sum it up

'but'

is a barrier.

Barrier

that helps

your problem,

not helps your problem.

Barrier that stops you.

Your own

barrier that stops you.

And remember that

every single problem

it's supposed to be there.

Problems

should

happen.

They should exist,

it's normal.

All BUTs stink.

Thanks for watching! My name is Andrew.

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