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For more infomation >> Ginger Vs Talking Ginger Color Compilation Learn Colors Cartoon For Kids Children Baby - Duration: 3:06.-------------------------------------------
Learn Colors with Hulk Spiderman 3D Superhero Nursery Rhymes Cartoon Learning Colors For Kids - Duration: 1:20:27.
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A Nantucket For All Seasons - Duration: 21:35.
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Structuring Deals #2: Multi-Mortgage - Duration: 5:26.
Hey, it's Joe Crump.
We're talking about structuring zero down deals and I'm talking about the zero down
structure hierarchy.
The second structure in the hierarchy is multi-mortgage.
The first one is subject to, the second one is multi-mortgage.
Like a subject to a multi-mortgage also gets the deed.
So the seller is transferring the deed to the property.
But a lot of times on a multi-mortgage it's because there's equity in the property.
So let's say you've got a property, it's worth $150K.
The guy says, "I'll sell it to you for $140K but I don't want to sell it for $100K, which
is, you know, I don't want to do it subject to with $100K because I only owe $100K on
it.
But I've got that $40K worth of equity that I'd like to get out of it."
And so what you can do is have a second mortgage on that property with you as the person who's
borrowing the money and them as the seller.
So you're making payments to them, over time, on a $40K mortgage that's attached to this
property.
That way they have the right to take that property back if you default on it.
They won't lose their equity.
And that's a good way to do this that protects them.
But it also obligates you to make these payments.
Now, you don't have to have credit to do that, or, you know, you don't have to show income
or any of that stuff to do that.
You're just doing the paperwork.
But you do have to have the paperwork and they do have recourse against you if you don't
make the payments.
A lot of times, though, if that situation would arise where you can't make the payments,
you could probably give it back to them without too much problem because they can go and find
a realtor and sell that property and get their equity back that way.
As long as you don't damage them.
One of the ways to stay out of a lawsuit is try not to make people mad, you know, be polite
and apologize if things don't go the way they're supposed to.
People are much more understanding if you are kind to them.
If you try to beat them up or try to rip them off they will come after you and that's how
the people that are in lawsuits all the time are people that are difficult to get along
with.
And it's not necessary.
So that's a multi-mortgage.
It's the same as subject to.
It's transferring the deed.
You're taking a second mortgage on there.
You're giving them their equity out of it.
Most of the time, rather than doing a multi-mortgage, I'd rather ask the seller to go and refinance
that property, refinance it up to $140K and let me take over that note.
That way I don't have my name on anything, he's got a refinance, he's been able to pull
cash out because a lot of times people want their cash out and that's why they're trying
to sell it with a realtor because they want that cash.
But if they pull it out with a refinance, that saves them that problem and it'll end
up making them more money in the long run because they don't have to pay a realtor to
sell the property.
And, it allows you to get into a property and make money off the deal as well.
And it might even make sense if there's enough cash flow in this deal and they get a lower
interest rate that you could do a 15-year mortgage instead of 30-year mortgage and it'll
reduce the time it takes you to pay off that property and get it done.
Now, of course, you're going to turn around and sell this property.
If you're going to keep it in your portfolio, you're going to turn around and sell this
property, and, you know, on a lease option, and/or you're just going to put a tenant in
there.
Lease options are good because they give you a chunk of money that you can put into a reserve.
That way if you have a vacancy or you have to do any repairs on that property you can
do that and, you know, not have to come out of pocket to do that.
You always want to have reserves.
You don't have to have, you know, $5,000 reserve for every $150K property but if you've got
two $150K properties you probably have $5,000.
If you've got three, you might want to have $7,000.
You know, put a couple thousand in for each one that you've got.
You know, maybe on the first one put all $5,000 in.
The second one, put a couple thousand in, third one put a couple thousand in.
Just so you have enough money in there.
One of the things that happened to us during the 2007 crash was that a lot of our subject
to's went vacant because people lost their job.
And they couldn't pay anymore, so we had to ask them to leave.
And when they left, we had to go find new tenants.
So, we'd have a month or two or three months plus we'd have some repairs we'd have to do
to the property because a lot of properties were going vacant so there was a lot more
competition.
We went from 3% vacancy rate to 20% vacancy rate and we had all these mortgages to pay
as well.
So we had the reserves, or I had the reserves, and I was able to do that.
But it was still unpleasant and painful.
But we were able to maintain these properties and didn't have a problem, didn't lose them,
didn't damage the credits of the people that we bought from, and I still own those properties.
So, that's how you want to do this so that you're doing it the right way.
Don't spend the money on your life that you need to keep in reserve.
That's part of your business and you need to make sure you keep, I would even keep a
separate account for that, just so you can be disciplined in that way.
All right, so that's multi-mortgage.
That's step two in the hierarchy.
And I'm going to explain how the hierarchy works in the video, in a later video.
But that's number two.
Let's go on the number three and we're going to talk about land contracts and contracts
for deed in video number three.
I'll see you then.
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3 Powerful Email Templates for Amazon Sellers - Duration: 3:59.
Hey guys! We all know how important
product reviews are to the success of
your Amazon listings, and automated email
campaigns are one of the most powerful
ways to do this and many other
benefits. We believe there are three
specific emails that every Amazon seller
should send to their customers in order
to build rapport and to maximize their
chances of receiving product reviews.
Email number one: The confirmation email.
We like to send emails right after an
order is placed and confirmed for
delivery.
This is generally two days before they
receive the product, so it's a great way
to build anticipation for the product.
The goal here is to build rapport and
establish customer support.
We're not asking for anything with this
email. We just want to introduce ourselves,
reinforce why it was a great purchase
and open up lines for communication. As
with all these emails, the timing is very
critical.
So here's the timing that we'd set. Send the
message ASAP after order has been
delivered, and here is the letter itself.
The main points are - thanks again for
your order, see the order details,
here's the tracking number and the
important part -
let us know if you have any issues or
questions and we'll get onto that
straightaway! So we're making it really
easy for them to contact us about any
issues they have. This is also a great
way to reduce any negative feedback or
reviews as we ask them to contact us
first.
The great thing about automated emails
as well, is that you can use these auto
fill tags. So it will populate the buyer's name
and make it feel like a really personal email,
which customers will appreciate. These
autofill times will also populate things
like the product name, their order number
with a link to their order on Amazon, a
contact link and much more. Email number 2:
2 days after delivery.
We like to send customers an email two
days after the product has been
delivered. This is when they're still
excited about the purchase and they've
just had their first impressions of the
product.
The goal here is to ideally get seller
feedback or a product review. Again it's
just touching base with the customer and
letting them know we're here if they need
anything.
We then also ask if they'd mind
leaving us feedback or a review. Because
we've sent them the first email and
offered great support it gives us more
permission to ask them now for a review
in return. The way you ask is important
here too. Note that we didn't demand a
review but in a very friendly way
ask them - but only if they were happy.
This will definitely come across much
better. Email number 3: 7 days after
delivery. Now a week after having the
product, the customer has presumably
experienced the full scope of the product.
This email is a great way to bring the
purchase cycle full circle, provide
customer support, reinforce the value of
the product and our brand in particular,
and generate a product review. The goal
here is that if we haven't received a
product review yet, to ask for one last
time and unless they reach out to you or
purchase again, this is the last
impression you leave on them so you want
them to remember you as having great
customer service all the way through. So
those are the three emails that we
highly recommend from our extensive
testing, in order to provide great
customer service and also increase your
chances of receiving product reviews. Of
course you can and should tailor the
messages for the audience that you're
serving.
If you want any other videos just like
this, make sure you subscribe to our
channel!
Good luck with your email campaigns and
thanks for watching!
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Spiderman vs Hulk vs Shark Attack 3D Kids Movies Learn Animals 3D Cartoon for Kids Hulk VS Dinosaurs - Duration: 1:16:53.
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Learn Colors With Hulk Colours For Kids Hulk Action For Babies Color Hulk Cartoons For Children - Duration: 1:17:28.
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New Year's inspiration 2017: 5 TIPS for the next year - Duration: 4:05.
Happy holidays pretty girl handsome boy
My name is Masha and I'm from Russia every
year our president putin gives a speech
about the result of the last year and
his hopes and expectations of the next
year and I want to do something similar
just to give you five inspirational tips
for the future year and did you help me
that we will start with travelin I'm not
too crazy travel but I've been to 16
countries for the last four years and i
can say that it's really important to
dream about the place which you want to
reset it and dreaming three properly
these details
explain your thoughts your wishes to
your friends and relatives and you will
find company in mining and the pursuit
of visited for example I dreamed about
visit from the USA for a thing five
years and so I've been there three times
and the ones that have been like a
volunteer and I can say that it's really
cheap cool and very useful for english
land which also the second one is bobby
i was interested in a lot of things a
sport activities music movies and made i
can say that it's impossible to find
time for all these things but you can
choose one or two of them and booted
again and again for example i tried big
buttons in surfing vague surfin in this
summer but do you i'm starting on the
surfin health i only started and when I
was younger that life doesn't have any
sense without tasty food then I I felt
badly and my doctor said to me that i
need to eat only healthy food and not so
taste is junk food
I
a yellow leaf for years is the strong
diet and let's do versus your budget
says you thank you
the next one is your emotions i started
today the song can stop the feeling of
Timberlake it's really cool and gives me
a lot of positive emotions but my brain
soup is smile and relax smile helps to
interact these people and relax
it's an important just like the movies
dunk tank so over-the-top spice there
isn't one of the character said always
do you never worry would help
it's really doesn't help with you
nervous him stress keep count and to do
what you like and the last one is
relationship sometimes it looks hard to
call your friends and relatives to visit
them every holiday to give them their
presents and gifts but it will pay off
for you they will go to with you two
other conscious they will help you in
stressful situations and they will help
you these problems so just to sum up the
festival where do you want to go
what are you going to do there and this
home and write in the comments below and
we'll see what's you achieving this yeah
i'm playing into these magazines and to
surf there on a huge waves this year
he's my husband of course have a good
year and don't forget to press subscribe
buttons bai bai
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