Waching daily Aug 1 2018

Beautiful And Warm Architecture For Your Life The Is Zx15

For more infomation >> Beautiful And Warm Architecture For Your Life The Is Zx15 - Duration: 3:15.

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What is the Optimal Diet? - Duration: 5:14.

For more infomation >> What is the Optimal Diet? - Duration: 5:14.

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What is Owner Financing? || Real Estate Explained #32 - Duration: 3:49.

Hey. This is J. Lucky Henry -- Keller Williams agent in the Greater Boston area.

You won't believe how many questions I get on a daily basis.

Everyday people need answers.

Everyday people need explanations.

That's why everyday people need to get REAL!

R-E-A-L: Real estate Explained Amazingly by Lucky

in 90 seconds -- give or take.

What's up! It's J. Lucky Henry.

And this is the last video about financing.

No not the last video in the Real Estate Explained series...come on!

I got like 100 more ready to go.

But this video is the last one in financing and we're talking about owner financing today.

So we already covered VA, FHA, and conventional types of loans.

Now this one is owner financing.

There are tons of way there's tons of ways this can happen.

And every rate is gonna be negotiable between you and the seller.

But this literally means-- let me give you an example of what this literally means .

This means I'm gonna purchase a property from the seller.

Let's call the seller Frank Smith.

Right. So Frank Smith is selling a house for $500,000

and I come to Mr. Frank and I say:

Hey Mr. Smith right (I gotta be respectful I'm trying to get by his house now),

Mr. Smith I would like to purchase your property

and for whatever reason, I don't wanna go to the bank,

I'd like to pay you directly for this property.

Mr. Smith says: Awesome! $500,000 is what I need!

Just pay on up in cash! How do you want to do this?

And I say, "Whoa, Mr. Smith! I don't actually have the cash for it."

He says, "Okay well how do you plan on buying my property?"

I go, "I would like to pay you on a monthly basis, right...

until we get to $500,000 over the course of 20 years, 10 years, 15 years, right."

This is where it gets really emotional.

You're not stuck within the regulations of a conventional bank

and how they want to receive your money.

You and Mr. Smith now have the room to negotiate to determine how you're going to make this happen.

Now where is this really common? And where this actually beneficial for everyday practice?

Let's say you're gonna purchase Mr. Smith's house and it isn't a single family.

Mr. Smith has a two-family with a storefront, right.

Now it becomes very beneficial.

Or, even better, Mr. Smith has a one unit above a storefront.

So it's just me. I'm going to live in this one unit and

I'm going to rent out the storefront.

Now if I can rent the storefront out for more than

Mr. Smith needs me to pay him every month...

See how this is beneficial for me?

I'm now making money to live there, right.

But this is all things you gotta learn how to negotiate --

you gotta figure out can you rent that storefront out,

who's the best client to put in that storefront,

is Mr. Smith gonna accept that offer?

Is Mr. Smith gonna want to see your credit?

Does he want to see your rental income?

Different things that are gonna need to be negotiated,

but this is owner financing.

It happens. There are deals out there that you can do without a bank, right, and it get it done.

However, I strongly recommend if you go this route, you get a good real estate attorney.

Not a general practice attorney. A real estate attorney.

There's a link right here to a video I shot with an attorney,

who is a super super knowledgeable attorney about real estate. He's been doing it for years.

I think he started, to be honest, the year I was born. Don't tell him I said that --

he looks really good for his age. (I know, for his age.)

But check that video out! Super good guy, super good friend of mine.

And he can help you figure out how to construct a contract for something like that in owner financing if you're interested in that.

So this was a series about different types of financing.

We got another series coming up tomorrow.

Check it out! Everyday -- Real Estate Explained.

See ya!

This is J. Lucky Henry and I'm here to keep it REAL with you.

Whether you're looking to buy, sell, or invest in real estate --

call or text: 978 - 712 - 0244 and make sure you subscribe to my channel for more.

For more infomation >> What is Owner Financing? || Real Estate Explained #32 - Duration: 3:49.

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The (back-to-school) Struggle Is Real - Duration: 0:31.

For more infomation >> The (back-to-school) Struggle Is Real - Duration: 0:31.

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PREPARATION IS KEY + THE FINAL REHEARSAL | DA NIA VLOG 12 - Duration: 19:24.

how do you say guiding?

im here for the quinceanera, are they here?

no they are on their way

they are a bit lost

this one with her ' hi everbody'

and how does it feel to be on time?

this one is fine

yess but are you going to use this side or also that side?

no not here, its too big

yea that what i saw, im like why isnt it there

no here because, we dont have allot of invites

correct, but the space.. i dont know

look at the birthday girl here

where are we going to dance?

but jamiska, can you just like calm down

you know, calm yourself

can you chill a bit

can you just chill a bit, cause why you being so loud

no no sorry sorry

how was summercamp?

from where they are going to enter

there

aah oke this way

and where is the DJ boot going to be

DJ D-train and than DJ..

who you getting!?

DJ Fuerte and DJ D-train

look at herrr

yes next piece, euhmm bachata!

is everybody ready?

how we going?

are you going with subway?

yes

im about to ride black, nobody knows

you're a gangster?

gang gang, bro!

yeah did you see it?

that was a really strange nightt

*names of areas in the hood*

neighbourrr! yeas grandma!

get it dania, get it dania!

take this

we are the children of wi kon na wan

whats your youtube channel called?

are you joining?

noo, i just got this flag

momm stop itt!

come, its your time!

cause you want to look for attention everyday, look now you have it

take it

grab it

get it

do it

nigga, G block, 1103

this is def a close up

no it can also go further. look

everybody is on it, everybody, everbody

For more infomation >> PREPARATION IS KEY + THE FINAL REHEARSAL | DA NIA VLOG 12 - Duration: 19:24.

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Is This Island Moving? | What on Earth? - Duration: 2:59.

NARRATOR: August 1, 2012.

As a passenger jet travels above the Pacific Ocean

almost 500 miles from the New Zealand coast,

the pilot spots something in the water below him.

The pilot looks out the window

and sees what looks like a giant island

in the South Pacific.

NARRATOR: The Pacific holds around 25,000 islands.

The plane is nowhere near any of them.

This is supposed to be open ocean.

There shouldn't be anything visible other than water

for hundreds of miles.

NARRATOR: Investigators

immediately consult scans of the area

taken by NASA's Terra satellite.

Recent images confirm their suspicion.

Something has materialized in the middle of nowhere.

Whatever it is they found was not there before.

It just appeared out of nowhere.

Where would it have come from?

What actually are we looking at?

NARRATOR: Whatever the thing is, however it appeared,

it's more than 200 miles long.

The scale of this is enormous.

This is the size of small country.

NARRATOR: When analysts compare the coordinates

of the pilot's sighting with the latest satellite image,

they discover something disturbing.

This object appears to be moving,

and islands don't move.

NARRATOR: The anomaly moves relentlessly towards land.

The pressure to work out what it Is

and where it came from builds.

BRAND: Like all geologic investigations,

it really comes down to getting a sample to analyze.

Someone really needs to get a piece of this material.

NARRATOR: On August 9th,

a full week after the initial sighting,

the New Zealand Navy dispatches a ship

to study the strange phenomenon.

The ship goes to investigate,

and what they find is something that's 300 miles long

and 30 miles wide.

And the captain reports that it's

the strangest thing he's ever seen.

It's a unique and bizarre thing to witness,

and it looks like mud or some kind of dirt.

This skin, this mass of rock,

just floating on the surface of the water.

NARRATOR: The concept of a giant mass of rocks moving across the ocean

seems to defy the laws of physics.

But the Navy's examination of the sample

proves that's exactly what it is.

The weird stones are pumice,

type of lightweight rock formed

when undersea volcanos eject lava into the water.

When pumice is formed, the volcanic eruption

injects a lot of gas bubbles into the lava.

And they get trapped inside the rock.

It becomes buoyant and floats to the surface.

NARRATOR: The giant anomaly is, in fact,

billions and billions of individual pumice stones

floating across the ocean like a country-sized raft.

If there's enough pumice all gathered in one spot,

it can look like a solid island.

But it's not.

For more infomation >> Is This Island Moving? | What on Earth? - Duration: 2:59.

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The Lost Art of Silence | How Being Silent is Powerful - Duration: 3:44.

Let's be honest here ... if you made it this far in the video you're probably doing

better than most people. Sometimes it's hard for us to be silent -- we get

uncomfortable -- anxious, nervous even when things are too quiet. Why is that?

What are we scared of? Are we scared of ourselves? Scared to be silent with

nothing else around us? Many Swami's Pandit's and religious leaders practice Maunam.

Prema Panduranga of Chennai, a famous religious lecturer in South India is

perhaps an unlikely candidate to have spontaneously taken a forty one day vow

to remain silent. She was a professor of English at

Chennai's Presidency College for 23 years. She told Hinduism Today, "For a long time

I had been a speaker. One day I woke up and said now let me see how it sounds

how it feels if I don't speak. It was not that anything in the world disgusted me

it was more the thought that there was so much sound around me and I was

creating most of it. I said let me be in silence and watch. Prema Panduranga found

the silence to be profound and wrote down her inspirations in a small book

called "Reflection on Silence". She now continues her silence every Tuesday.

The Muni comes from the word Maunam which generally means silence and a

Muni is a person who has developed an introspective mind as well as a

contemplative mind and Hinduism has loads of individuals who have practiced

silence but it seems today in today's social media world we as Hindus have

lost this practice. Between Facebook, Twitter, Instagram, Snapchat and YouTube

silence has effectively disappeared and on a personal note I do find it a

challenge to strike a balance between these two. As someone who makes YouTube

videos and starting out in this space, social media is necessary to get your

message out there but sometimes I've struggled with this because yes I want

to be on social media spreading my work that I'm doing but at times I find that

it's necessary to also be in silence. We don't need to take long vows of

silence but it's important that we take some time every day to remain silent.

Thank you once again for watching, please hit like share this video with your

friends and family subscribe to my channel if you haven't already done so

and until next time Shanti