Waching daily May 8 2017

With hypercalcemia, hyper -means over and -calc- refers to calcium, and -emia refers

to the blood, so hypercalcemia means higher than normal calcium levels in the blood, generally

over 10.5 mg/dL.

Calcium exists as an ion with a double positive charge - Ca2+ - and it's the most abundant

metal in the human body.

So I know what you're thinking - yes, we're all pretty much cyborgs,- Cool, huh?

So about 99% of that calcium is in our bones in the form of calcium phosphate, also called

hydroxyapatite.

The remaining 1% is split so that the majority, about 0.99% is extracellular - in the blood

and in the interstitial space between cells, and 0.01% is intracellular.

High levels of intracellular calcium causes cells to die.

In fact, that's exactly what happens during programmed cell death, also known as apoptosis.

For that reason, cells end up spending a lot of energy just keeping their intracellular

calcium levels low.

Now, calcium gets into the cell through two types of channels, or cell doors, within the

cell membrane.

The first type are ligand-gated channels, which are what most cells use to let calcium

in, and are primarily controlled by hormones or neurotransmitters.

The second type are voltage-gated channels, which are mostly found in muscle and neuron

cells and are primarily controlled by changes in the electrical membrane potential.

So calcium flows in through these channels, and to prevent calcium levels from rising

too high, cells kick excess calcium right back out with ATP-dependent calcium pumps

and Na+-Ca2+ exchangers.

In addition, most of the intracellular calcium is stored within organelles like the mitochondria

and smooth endoplasmic reticulum and is released selectively just when it's needed.

Now, in the blood, the majority of the extracellular calcium is split almost equally between two

groups - calcium that is diffusible and calcium that is not diffusible.

Diffusible calcium is separated into two subcategories: free-ionized calcium, which is involved in

all sorts of cellular processes like neuronal action potentials, contraction of skeletal,

smooth, and cardiac muscle, hormone secretion, and blood coagulation, all of which are tightly

regulated by enzymes and hormones.

The other category is complexed calcium, which is where the positively charged calcium is

ionically linked to tiny negatively charged molecules like citrate and oxalate, small

anions that are normally found in our blood in small amounts.

The complexed calcium forms a molecule that's electrically neutral and small enough to cross

cell membranes, but, unlike free-ionized calcium is not useful for cellular processes.

Finally there's the non-diffusible calcium which is bound to negatively charged proteins

like albumin and globulin, and the resulting protein-calcium complex is too large and charged

to cross membranes, leaving this calcium also uninvolved in cellular processes.

When the body's levels of extracellular calcium change, it's detected by a surface

receptor in parathyroid cells called the calcium-sensing receptor.

This affects the amount of parathyroid hormone that gets released by the parathyroid gland.

The parathyroid hormone gets the bones to release calcium, and gets the kidneys to reabsorb

more calcium so it's not lost in the urine and synthesize calcitriol also known as 1,25-dihydroxycholecalciferol

or active vitamin D. Active vitamin D then goes on to increase calcium absorption in

the gastrointestinal tract.

All together, these effects help to keep the extracellular levels of calcium within a narrow

range, between 8.5 to 10 mg/dl.

Sometimes, though, total calcium levels - both diffusible and non-diffusible - blood can

vary a bit, depending on the blood's pH and protein levels.

This happens because albumin has acidic amino acids, like aspartate and glutamate, which

have some carboxyl groups that are in the form of COO- and COOH.

Overall the balance of COOH and COO- changes based on the pH of the blood.

When there's a low pH, or acidosis, there are plenty of protons or H+ ions floating

around, and many of the COO- groups pick up a proton and become COOH.

More COOH groups make albumin more positively charged, and since calcium is positively charged,

they repel each other, and this decreases bound calcium and increases the proportion

of free ionized calcium in blood.

So as more protons bind albumin, more free ionized calcium builds up in the blood, and

so even though total levels calcium are the same, there's less bound calcium and more

ionized calcium, which is important for cellular processes and can lead to symptoms of hypercalcemia.

Also, any condition that results in hyperalbuminemia or high albumin levels, means that there will

be higher concentration of protein-bound calcium, while free ionized calcium concentrations

stay essentially the same due to hormonal regulation.

This is therefore called false hypercalcemia or pseudohypercalcemia, since the concentration

of bound calcium increases but the concentration of free ionized calcium stays the same.

Although this is rare, it can happen in people with dehydration - where albumin gets very

concentrated.

True hypercalcemia might be caused by increased osteoclastic bone resorption, which is the

most common cause, and this is where osteoclasts, which are little bone eating cells, frantically

break down the bone, and release calcium into the blood.

This might happen when the parathyroid gland becomes overgrown and releases more parathyroid

hormone.

Another well-known cause of hypercalcemia are malignant tumors, some of which secrete

parathyroid hormone-related protein or PTHrP, a hormone that mimics the effect of parathyroid

hormone which stimulates the osteoclasts.

Alongside those osteoclast cells, there're also osteoblast cells, the bone-building cells,

and some tumors cause osteoblasts to die offi.

Overstimulated osteoclasts without enough osteoblasts can result in lytic bone lesions

which are commonly seen in some malignancies.

Another cause of hypercalcemia is excess vitamin D either through the diet or through supplements,

which can cause too much calcium being absorbed in the gut.

Finally, medications like thiazide diuretics which increases calcium reabsorption in the

distal tubule of the kidney can contribute to hypercalcemia.

High levels of ionized calcium affect a variety of cellular processes, in particular, electrically

active neurons.

Normally, calcium ions stabilize the resting state of the sodium channels, preventing them

from spontaneously opening and letting sodium ions enter the cell.

With high levels of extracellular calcium, voltage-gated sodium channels are less likely

to open up, making it harder to reach depolarization, and makes the neuron less excitable.

This is what causes slower or absent reflexes, a classic symptom of hypercalcemia.

The sluggish firing of neurons also leads to slower muscle contraction, which causes

constipation and generalized muscle weakness.

In the central nervous system, hypercalcemia causes confusion, hallucinations, and stupor.

In most cases, when there's too much calcium in the blood, the kidneys try to dump it into

the urine - causing hypercalciuria or excess calcium in the urine.

Hypercalciuria leads to a loss of excess fluid in the kidneys causing an individual to get

dehydrated, and the combination of hypercalciuria and dehydration can lead to calcium oxalate

kidney stones.

Hypercalcemia is diagnosed based on high level of calcium in the blood, generally above 10.5

mg/dL.

An electrocardiogram might have changes such as bradycardia, AV block, shortening of the

QT interval, and sometimes in the precordial leads the appearance of an Osborn wave.

To identify the cause, lab tests are typically done, including a parathyroid hormone, vitamin

D, albumin, phosphorus, and magnesium level.

In hypercalcemia, the main goal is to lower calcium levels using medications that reduce

calcium in blood.

One approach is to increase urinary excretion of calcium, which can be done by rehydrating

an individual which causes more calcium to get filtered out.

In addition, loop diuretics can be helpful because they inhibit calcium reabsorption

in the loop of Henle, leaving calcium in the lumen of the nephron to get excreted.

Another approach is to increase gastrointestinal excretion, by using glucocorticoids to decrease

intestinal calcium absorption, which allows it to instead simply pass through the gut

without getting absorbed.

Finally, you can prevent bone resorption by using bisphosphonates or calcitonin to inhibit

osteoclasts.

Alright, as a quick recap, hypercalcemia describes a high concentration of free ionized calcium

in the blood, which most commonly results from excess parathyroid hormone and malignancies.

High calcium levels causes excitable cells to be less...excitable, which result in slow

reflexes, muscle weakness, and constipation.

Thanks for watching, you can help support us by donating on patreon, or subscribing

to our channel, or telling your friends about us on social media.

For more infomation >> Hypercalcemia - causes, symptoms, diagnosis, treatment, pathology - Duration: 11:47.

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LG 4K OLED TV W Review - Duration: 6:20.

Hey guys, what is up? My name is Dan and today

we are going to be talking about the LG Signature OLED TV W

4K HDR Smart TV 65 inch Class but it also

comes with , there actually is a

77 inch class as well it's actually

technically 64.5 inches diagonally but

yea that was a mouth full

okay so today we're looking at the

wallpaper model I guess you could say it's

the LG Signature OLED TV W

W stands for wallpaper, today we are going to be doing a review

review about it what I think about it

a lot of people have been talking about it

it;s so thin, 3.5 mm

0.15 inches, a tenth of an inch, thinner than

if you put a key up against it's

thinner it's just honestly pure pixels

so today we are going to be talking about it

it actually comes with a small strip that you

attach a sound bar to the bottom but it's

crazy

so let's get on to the specs, okay so

obviously it's key features are picture on

wall cinematic color on perfect black

active HCR with Dolby vision and Dolby

Atmos, obviously this TV is not for every

though obviously

it's suggested price $8,000 or $7,999

absolutely insane

They say simplicity and perfection and it's won

lot of awards apparently so

let's get into this okay so the 65 inch

model actually weighs just 18 pounds and the

the 77 inch model weighs just 27 pounds,

that's less than many 32 LCD's bright

its light enough to attach pretty much anywhere and it

comes with a small cable and it has

special flush mounting things on the

back actually it's magnets so it just is

very it's literally like a painting on the wall

poster so it's actually honestly

crazy if you guys would like actually

I know someone who has one of these so if you guys would like me to

have actually like me to do a test or to

show you guys as I have to ask them and

see if they let me do that but oh yeah

so anything is one of the coolest parts

at CES but this is honestly something

that really anybody can have expect

In March it was for around

roughly $8,000 which is like 6,500 euros

and it obviously will be no available

77 inch on each side for reference rate

obviously they're relatively thicker or

legs crossed $20,000

so obviously nobody said this is going

to be cheap so honestly that's actually

crazy since its preferred 77 in

tomorrow's $20,000 it's in this double V

65 you tomorrow is consecrated but then

again for 2017 on TV this is absolutely

today it's just pure pixels and need is

attached sitting in the bottom so

obviously it has Technicolor has Dolby

vision and HDR 10 just like there's the

2016 months it also has 10,000 rupees

notes and 1000 next brightness which is

pretty it's pretty high the same as the

Apple watch is 2/3 here just on she

really has really good for reference

I've done here this X which okay I mean

it is one the brilliance of one candle

emitted by one candle so stopping this

is the brightness of a thousand candles

every day you are in Justin right now

yeah so there's not really interesting

obviously this TV is a center of n LG

thinnest alone which is insane privacy

centers in the irises and then you see

because of the TV is actually not in the

TV itself so it's obviously sixty four

point five inches diagonally it's like a

poster but you actually have this little

this little strip that comes down to the

bottom the TV and you capture somewhere

which is these stereo speakers Iran some

speakers get the idea so that that's

actually worth praising TV on you have

greasy my quartz your USB 3.0 for a USB

3.0 ports all of us down there so that's

actually really awesome it's a really

efficient we're doing now the best way

the way to make you the best is how good

you can conceal a little strip it looks

undertaking saying I you can't honestly

you can get the idea of how little bit

of a on this rack you see in person

so obviously this the speaker bar

handles of WMS I mean it has a little

pot problems because it's actually

really cool to see eternity beyond

you're on it actually this really cool

thing can you explain so I still awesome

bomb so obviously it does lock so does

locks excuse me I was wrong it uh it has

little hobble speaker of their actions

on speakers and it doesn't have a set of

the subwoofer which is it so it's good

for TV from prepare subs super dedicated

surround sound system and honestly that

stuff screams it very edits available in

65 and 70 70 sizes the pathways 18

influence and comes respectively

it's three 2000 meters deep including

wall mount stain the wall mount section

magnet so 2,000 X miss peak brightness

and Hollis covers 99 99 % of the DCI

color space includes a sound mark with

Dolby Atmos and yeah so we've got it

let's pretty much it it supports full

revision HDR 1080 LG & Technik are HDR

and it has 4k resolution so honestly not

being able to find videos that can match

the quality of this so it's really

awesome now guys if you guys want to do

an full lineup of point them teach OLED

TVs I'd be glad to do that it's not such

an awesome TV so right here we have the

LG OLED I can get it signature a level

is it it's the LG signature or loading

help you finish your olace wall piece

now I don't know Leslie here we go

LG signature OLED TV w 4k HDR SmartTV 65

inch class so guys that was the LG

signature over lens use W for kids

HDR smart community project class it's

got an amazing more reviews on TVs like

this this is not a big crazy 3.5 mm here

in thickness tenth of an inch almost in

thickness that's crazy that's 4k that's

Toby readiness go we have insane TV it's

thinner than LG's

thinnest phone thinner than very any

phone so that's honestly crazy

I hope you guys enjoyed this video if

you did make sure you that thumbs up you

can move around here make sure subscribe

to those notifications for more awesome

videos

hey guys Pacific say peace out

For more infomation >> LG 4K OLED TV W Review - Duration: 6:20.

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"What Time Is It?" Rev Vaughn Hoffman - Duration: 23:35.

For more infomation >> "What Time Is It?" Rev Vaughn Hoffman - Duration: 23:35.

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India's Future MEGAPROJECT: A Highway Super-System - Duration: 5:23.

India loves megaprojects.

The country's $90 billion Delhi-Mumbai industrial corridor is one of the most ambitious, expensive

endeavors in human history.

Completing 1,500 kilometers of new railway and more than 20 brand new cities will set

the stage for India to become a manufacturing superpower in the next two decades.

It's so important I made a video all about it a couple years ago, it's linked below.

Now, the corridor may be vital to India's future economy, but it's not the project

that will deliver the largest day-to-day improvement in quality of life.

Neither will a new mega-airport under construction in Mumbai, or World One—the largest residential

tower in the world, or even a 500 km high speed rail line planned for India's west

coast.

No, the project Indians need most is more basic than all that: it's hundreds of thousands

of kilometers of paved roads.

Like the rest of the world, the Indian people have fallen in love with driving.

But there currently aren't enough reliable highways to hold all the cars in a country

of 1.3 billion people and growing.

The good news is that the Indian government has learned one of the key economic lessons

of modern history: that the not-so-secret ingredient of America's dominance over the

last half century is our vast network of well-maintained streets and highways.

Roads allow us to move ourselves — and all of our goods — fluidly from city to city,

from fields to towns to air and sea ports, and beyond.

China learned this lesson a while ago.

They've spent tens of billions of dollars on roadways over the past two decades as their

economy boomed.

Now that its transportation infrastructure is maturing, the Chinese are positioned for

rapid development.

India wants to follow the same blueprint and is in the midst of a sustained, years-long,

multi-tens of billions of dollars megaproject to do just that.

India has about the same population as China, but double the density.

Get this, of the five most-densely populated cities in the world with more than four million

residents, four of them are in India, including the planet's most crowded megacity, Mumbai.

So with much less land to work with, India's challenge will be expanding, modernizing,

and widening its existing network of roads, which, on the plus side, is already quite

extensive.

On the downside, 40% of it is dirt.

Without good roads, the country is less unified because its people and goods can't move

around freely enough, especially to and from rural areas.

Currently, national highways connecting major cities with ports and rail junctions carry

40% of all passenger and freight traffic, but make up just 1.5% of the total road network,

leading to horrible traffic congestion on these crucial arteries.

One of the new roads in the megaproject that's already completed is a $2B expressway that

slashed the travel time between Delhi to Agra by up to four hours.

But barbed wire fencing all along the route keeps it clear of the people and slow-moving

vehicles that crowd the rest of India's roads, and high tolls mean it's used only

for the rich.

This undercuts the whole purpose of the road: to alleviate congestion on the rest of the

roads.

The predictable result of this segregation is that the highway is being used far less

than it should be.

Challenges like this will need to be addressed and overcome by the government of Indian Prime

Minister Narendra Modi who's a big fan of megaprojects, and has maintained his commitment

to the ambitious goal of completing 18,500 kilometers of controlled-access highway.

One of the main obstacles to achieving this vision is that the megaproject suffers from

chronic underfunding and the disappointment of only reaching about half its construction

goals, year-after-year.

Part of the problem that's holding it back is the financing model, which is flawed.

Using Public Private Partnerships to build toll roads doesn't work if the road's

profitability is depressed because not enough people can afford the expensive access fees.

Potential investors see this and are scared away—no firm wants to sink significant time

and capital into a project that will lose it money.

This means the national government is having to get creative with its funding mechanisms

and coming up with more funds than it anticipated to jump-start each construction project.

Compare this to the way the Chinese operate.

As an authoritarian country, a single political party controls the entire government, allowing

it to push projects through and spend money as it pleases, sometimes in a brutally efficient

way.

The government of India, the world's largest democracy, can't operate like that.

But while China, India's continental rival, may have leapt ahead in its rate of completion

of a mega-network of highways, it has yet to face the inevitable reckoning of a messy

transition to democracy.

With a people who are much freer, on this front, the Indians are miles ahead of the

Chinese.

Now, they just need to build themselves enough open road so their economy can hit top speed.

Thanks for watching.

You guys really seemed to appreciate our compare-and-contrast of the first 100 days of the Obama and Trump

presidencies.

Now that that milestone is in the books we can really use their actions to compare exactly

what they're all about.

For The Daily Conversation, until next time, I'm Bryce Plank.

For more infomation >> India's Future MEGAPROJECT: A Highway Super-System - Duration: 5:23.

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Happiness Is.... - Duration: 28:33.

For more infomation >> Happiness Is.... - Duration: 28:33.

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Mental Time Travel: Your Brain Is Literally a Time Machine | Dean Buonamano - Duration: 3:05.

So consciousness is one of the deepest questions in science and I think consciousness may very

well be the deepest question and one of the deepest mysteries science has ever coped with.

And this is one reason, by the way, that neuroscience is a very unique field in all of sciences.

So neuroscience is the only field in which the thing or the organ being studies is also

doing the studying.

Now this raises a number of potential concerns, right?

Is that even possible?

Can a device or an organ or a computational system understand itself?

And that's what we're asking our brains to do when we're faced with problems such

as the nature of consciousness.

And the nature of consciousness is extremely hard to study for neuroscience and scientists

because it's very hard to measure.

But some people have proposed or believe that one of the reasons consciousness evolved is

to allow us to simulate future scenarios.

And this relates to something called mental time travel.

So mental time travel is the ability that we have to relive past experiences.

So we've all spent perhaps inordinate amounts of time daydreaming about the past or reliving

things that have happened and giving those things alternate endings and simulating them

in the past to see how we can use them in the future.

We also spend a lot of time daydreaming about the future.

And importantly our ability to mentally project ourselves into the future is perhaps one of

the most valuable things, the most valuable cognitive abilities of our species.

I think in many ways future-oriented time travel makes Homo sapiens sapien.

It makes Homo sapiens wise because it's what gives us the ability to engage in endeavors

that other animals cannot do.

So if you think about something as a signature of our species: making a tool.

Making a tool, carving a blade out of an obsidian stone, is something that implicitly requires

a thought of the future.

It means I'm doing something for something in the future.

So I have a purpose for that.

Similarly perhaps one of the most important inventions of humankind is agriculture.

This notion of planting a seed today and reaping its benefits or assuring a source of food

in the future is one thing that drove our species forward.

And that again is something that requires mental time travel, that requires our ability

to think in the distant future.

For more infomation >> Mental Time Travel: Your Brain Is Literally a Time Machine | Dean Buonamano - Duration: 3:05.

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5 Things that make men less attractive - Duration: 2:02.

For more infomation >> 5 Things that make men less attractive - Duration: 2:02.

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How To Find Your Life Purpose - Duration: 14:46.

How To Find Your Life Purpose

by Gregg Prescott

One of the most common questions I hear is, �What is my life purpose?� To be honest,

the answer is right in front of your nose!

Every day since you were born, you have been guided to find your life�s purpose. Every

curiosity you have and every situation you�ve experienced is pointing you in that direction.

From this point, it�s simply a matter of fine tuning these experiences until you know

you�re in that relative zone of what you should be doing right now.

There will be sidetracks and you might stray a little off of your path, but you will be

quickly guided back towards your life�s purpose through subtle signs. For example,

you might have an interest in reiki healing and decided that your life purpose is to share

this talent with others through the knowledge you�ve attained in this field, but despite

your amazing talent, you�re not receiving many customers.

While this might be part of your main purpose, the universe is trying to tell you to dig

deeper into what you�re supposed to be doing right now. Perhaps, instead of healing others,

you�re supposed to be teaching others how to do this type of healing? That doesn�t

mean you should completely give up implementing reiki healing on an individual level because

you�re performing an awesome service to others in which the universe is always grateful

for. The universe may be simply suggesting to take a look at other avenues where your

talents and abilities can be used at a greater level.

I know quite a few people who are changing their career paths in midlife, which takes

a lot of courage to do. A friend of mine, Kathy, has been involved in art her entire

life but spent most of her life working as a paralegal. She is now starting a tattoo

business and is using her gift of artwork to do something she enjoys. She also has an

interest in natural healing and aromatherapy and is building a website to help others in

these fields as well.

Another friend, Max Apodaca, was a financial planner and strategist for multimillion dollar

businesses when he decided on a career change. Max has an amazing ability of healing people

by being able to connect his higher self to your higher self, then diagnosing the problem.

I can attest to his abilities through personal testimony. I initially met Max via my live

online chat on in5d.com, and vaguely told him about my back issue. What I didn�t tell

him is that I�ve had a sciatica nerve issue for many years. He told me to call him so

he could diagnose the problem, so I did. After a brief chat, he became quiet for a few moments,

and then he stated, �Your left leg is slightly shorter than your right leg. Buy a heel pad.�

Problem resolved! I�ve been consulting with Max on how to get his website ranked along

with various Search Engine Optimization (SEO) techniques because his talent and ability

needs to be shared with as many people as possible.

Max and Kathy are just two examples of how people are beginning to find their true life

purpose for being here. In both cases, their life purposes might evolve into something

much bigger than they expected, but they will always be guided into moving in the right

direction.

1. Where have you been?

For your entire life, you�ve been guided towards your life�s purpose. All of your

interests and activities have led you to where you are now. Look back at them and try to

see what direction they are leading you to.

For example, one summer when I was 12, I saw an ad for a black magic book in a magazine

that intrigued me because it taught you how to do astral projections. Because I didn�t

want my parents to know about this, I sent $6 cash in the mail and ordered the book.

Surprisingly, it arrived several weeks later when my parents were at work. From a young

age, I knew there was an interest in spiritual metaphysics and the esoteric sciences, yet

I never thought of compiling these interests in any specific way, until recently with my

websites.

Look at the specific interests you have (or had) and see where they are leading YOU. Your

interests will create a passion for whatever path you choose, so instead of �work�,

it�ll be �fun�! Hopefully, that shows in my articles.

2. Expect to fall on your face along the way.

I wish there was a better way of phrasing this, but there will be obstacles along your

path. Be strong and learn from these obstacles.

Here�s a personal example. My life path led me to being a child and family therapist,

which I thoroughly enjoyed. Through working with my clients, I found a number of commonalities

that weren�t being addressed by the current psychology programs, so I wrote my own cost-effective

program designed to help families who are at-risk of dissolution, for children who are

going through the reunification process and for parents in need of parenting classes.

Upon receiving a patent pending of this program, I successfully implemented it in a 3 county

area but I ended up dissolving the business shortly after my ex-wife moved back to New

York so I could be with my daughter.

It was frustrating to see how my life path had changed and was confusing at the time.

Here, I had the opportunity to help many families with a proven program, yet the Universe was

telling me to shift gears. As a therapist, I was running two websites, www.HolisticCancerResearch.com

and www.in5d.com . Both websites were reaching a lot more people than what I was accomplishing

with my psychology program, so I decided to make this my number one priority for the time

being. Eventually, I may go back to being a child and family therapist, but the Universe

has led me in this direction. Both professions involve helping to make this world a better

place for all of us, but as a webmaster, I am reaching millions of people versus the

several thousand I would have reached as a therapist.

3. Once you�ve found your life path, allow it to grow.

There is a good chance that your life�s purpose is multifaceted. As you continue on

your journey, you will probably take on new challenges that will be associated with your

journey.

For example, I started another website in 2013 called, Body, Mind, Soul, & Spirit (BMSS)that

focuses on holistic health, lifestyle, and easy to understand spiritual articles. These

articles can be shared by anyone of any age because they all deal with common issues that

we all face every day. BMSS is the ideal place to land if you�re just starting your spiritual

journey, while In5D goes wayyyy down the rabbit hole and may be too much for a newbie to handle.

BMSS serves as a transitional website to In5D, so when they�re ready to take that next

step (or jump!) into their spiritual progression, In5D will take them as far as they want to

go down the rabbit hole.

In a few months, there may be another idea that transforms itself into something that

also helps the greater good of humanity. The bottom line is to keep your ears open and

listen to what Universe is telling you.

4. Ask the Universe for direction and purpose.

One day, I went to my ex-wife�s house to pick up my daughter. My ex asked me if I heard

of �The Secret� to which I replied, �Nope�. She invited me inside and played the trailer

to The Secret. I was so impressed with this video that by the time my daughter and I arrived

home, I went online and immediately ordered this video.

One of the suggestions in �The Secret� is to ask the Universe for guidance and for

ideas. Once I did this, I was not only flooded with ideas for myself, but ideas for other

people as well. It�s almost like being a psychic. When a psychic has a direct line

with the deceased, other deceased people will literally line up behind the initial source

to get their messages through. With �The Secret�, once you�ve made that agreement

with the Universe to accept ideas and direction, the Universe will immediately send you hints

about your life�s purpose and direction!

5. Filter the ideas.

Not all of these ideas will be your life purpose, but they will all lead you in the right direction.

After asking the Universe, I started receiving ideas at an amazing pace. As I mentioned,

one of the ideas I had was to write a program for at-risk youth. I also wrote a book on

parenting called, 100+ Common Parenting Mistakes.

I was also guided into researching 2012, which was being promoted as a doomsday scenario

on many websites. Upon compiling a ton of information that contradicted the mainstream

apocalyptic stance, I was guided to build a website, despite not knowing anything about

how to do this. I taught myself HTML and through trial and error, along with watching as many

tutorials as possible, I eventually built www.maya12-21-2012 to show the world that

2012 is NOT a doomsday event. A year later, I was guided to build www.in5d.com as the

name simply came to me, literally, out of the blue via a �galactic download (Thank

you, Universe!). In5D is short and easy to remember, and it says everything.

Your idea doesn�t have to be magnanimous, it simply has to resonate with you as being

the right thing to do at this time.

6. Learn from your mistakes.

There really aren�t any �mistakes� because each one provides a valuable learning experience

that guides you in the right direction. While it may be frustrating at times, your life�s

purpose will become clearer each day, despite the mistakes. Try to view any mistake as an

opportunity to either improve on your idea or to possibly take the idea in a different

direction. Trust the fact that you were given this idea for a specific reason, which might

simply be used as a stepping stone that leads you in a similar, yet different, direction.

7. You�re not racing against anyone.

While there may be competition with your idea or life purpose, it�s not a race because

we�re all on the same team.

Imagine taking a walk on the beach. Some people will walk faster than you while others will

walk slower. The lesson learned is to walk at your own pace.

8. Clear the clutter.

Sometimes our minds are so cluttered that it�s nearly impossible for the Universe

to get through to us. As an example, I used to be a huge sports fanatic. I could glance

at the sports section of the newspaper and literally memorize every statistic. What good

is this ability and how is it helping to make the world a better place for all of us? The

lesson I learned is to use my thirst for knowledge in other areas of my life that would help

others.

After watching �The Secret� I stopped watching and following all sports until recently

when I was talked into joining a fantasy football league. By removing the clutter, it enabled

the Universe to clearly send a message.

One of the ways you can clear the clutter is through meditation, but also look internally

and externally at what may be cluttering your mind.

Chance are, this clutter served a purpose in your life at some point. In my situation,

sports helped me to avoid the fear propaganda by the main stream media while providing a

fun way to exercise. I also learned how sports support and promote the divide and conquer

mentality, e.g. my tribe versus your tribe.

9. Express Gratitude.

Always thank the Universe for every small blessing. The Universe loves gratitude and

it lets your spirit guides know that their work is appreciated by you.

10. Make it enjoyable!

Imagine choosing a profession that you despise? There are a lot of people who truly don�t

like doing what they�re doing but are doing so out of necessity. You have the ability

to change this. While it might not happen overnight, try to view it as a buffet. Imagine

filling your plate full of food. While it may seem like a lot of food, eventually the

plate will be empty, one forkful at a time. In other words, try not to do too much at

once, because your plate is full and you can�t eat it all in one bite. Step by step, and

forkful by forkful, your plate will empty as you�re guided by each forkful on your

life�s purpose and direction. In the meanwhile, enjoy the meal!

According to the late Dolores Cannon, �The side effect of doing something you love�

what you�re supposed to be doing, is perfect health. When you�re in tune with what you�re

supposed to be doing, you don�t get sick.�

You�ll also help to make this world a better place for all of us!

For more infomation >> How To Find Your Life Purpose - Duration: 14:46.

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Homeless village in Olympia used as a model - Duration: 2:37.

For more infomation >> Homeless village in Olympia used as a model - Duration: 2:37.

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Difference Between Apartments and Condos | What is H.O.A.? - Duration: 4:34.

Hello everybody.

Thank you for coming to our weekly video blog, Robert Rico here, California Realty Training.

Thank you so much for coming.

Today I want to talk to you about the difference between a condominium, a condo, and or an

apartment building or an apartment unit.

The main difference is this: now when it comes to physical attributes, they're both pretty

much the same thing.

You got a unit and a condo.

You got a unit and an apartment complex, you rent them out, not a big deal, they both are

very very similar: bedrooms, baths, square footage, all that good stuff.

Now the main difference of course then is the ownership.

Who owns these complexes?

Who owns the units?

When it comes to an apartment, an apartment typically is owned by a huge corporation.

It can be owned by a single entity or one person, but typically it could be owned by

a huge corporation, several units under one umbrella of this apartment complex, not a

big deal.

When it comes to a condominium, it is typically owned by one entity, one person, which is

managed by an HOA, which stands for homeowners' association.

They govern the complex, the home owner owns the unit however.

Now let's just ask ourselves, what is an HOA?

What is a homeowners' association?

Now every condominium complex.

I'm talking a huge complex, some of them have 10 units, some of them 20, heck, some of them

have 50, depending on the size of the complexes, there's several units in these complexes,

several little apartments.

They look like apartments, but they're actual individual units.

When it comes to the cost of a condominium or an apartment unit, they're very similar

again depending on the location, location, location.

Depending on the bedrooms, number of baths, square footage.

They're similar, and of course they'll have very similar costs.

Now when it comes to homeowners' association, it's a government.

It's almost a small government that's going to manage the entire complex, collect the

fees of the entire complex, make up the rules and regulations for this entire complex.

So what is the HOA, homeowners' association?

Each individual home owner in this condominium complex pays their fees to make sure all of

these items are covered.

Typically the HOA fees would include the maintenance of the building, they would include insurance

for the building, the exterior of the building, not inside the units, but the exterior, so

it includes a maintenance, it would include insurance.

It would include maintenance of the pool, and if they have a gym, things of that nature.

So by paying all these homeowners' association dues every single month, they're all covered

for the home owner.

So how does homeowners' association dues affect a listing?

This is huge in the real estate world.

This is very very huge.

This is the deal.

Let's assume you get a listing.

Yay, I get a listing in Westwood.

Westwood, California, Los Angeles.

The listing is for a million dollars.

You say, "Yay, that's great."

So you have a buyer who's interested.

A buyer of course typically would get a home loan.

So he gets his home loan and his lender tells him, "Hey listen, if you want to get a loan

for a million dollars, you're payment's gonna be ... "

Let's assume, for the sake of argument, it's gonna be $5,000 per month.

Yay, that's good.

But you didn't consider the homeowners' association dues that's going to be due every single month.

So on top of the $5,000, there are some homeowners' association dues that could go up to $2,000

per month.

You have to pay the $5,000 on your mortgage, plus the additional $2,000 for the homeowners'

association dues every single month.

That's quite of a drastic change there.

That's $7,000 total.

You didn't expect that extra $2,000 did you?

This is why it's very important that when you do get a home loan, you must make certain

that you know the amount of the homeowners' association dues so you that you can inform,

who?

That's right.

Your lender.

They will take that payment of the homeowners' association dues into consideration when they're

giving you the monthly payment that you qualify for.

Most people want a very low a homeowners' association dues.

But some of them are very very high, but because they are very very high, you do get a lot

more rewards: bigger pool, maybe, bigger amenities.

Some of them even have valet services for you.

So of course, depending on the location, the type of complex, expect the fees go from very

minimal to large.

Thank you so much for coming to our weekly video blog.

Can't wait to see you next week.

If you have any questions or concerns regarding our topics, or if you have any ideas for topics,

please don't forget to leave 'em down below in the comments section.

Thanks for comin'.

Don't forget to subscribe.

Have a great day.

For more infomation >> Difference Between Apartments and Condos | What is H.O.A.? - Duration: 4:34.

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The Crisis Has Become Pandemic System To Collect Defaulted Student Loans Is No Longer Functioning - Duration: 5:03.

The Crisis Has Become Pandemic System To Collect Defaulted Student Loans Is No Longer Functioning

by Tyler Durden

The system used by the Dept. of Education to collect on defaulted student loans came

to a standstill in the last month, leaving an estimated 91,000 accounts in limbo, when

the agency ordered debt collectors under contract to stop making collections on accounts.

As Consumerist's Ashlee Kieler reports, consumers who expected their student loan payments to

be deducted from their bank accounts this month have reportedly found the funds untouched,

and their calls to the companies unanswered thanks to a Department of Education�s order

prohibiting the debt collection companies from working on default accounts in response

to two lawsuits against the agency.

The strange turn of events began with a lawsuit filed by two debt collection companies, who

claim they were unfairly were fired by the Obama-era Education Department for poor performance.

On March 29, the judge issued a temporary restraining order that prevented any new defaulted

borrowers from being assigned to debt collectors and put into rehabilitation programs.

Instead, the borrowers have piled up inside the department's system, waiting.

On April 21, the government ordered the debt collectors involved in the suit to stop work

altogether on defaulted accounts: no phone calls, no withdrawals from student accounts,

nothing.

The Education Department and the Justice Department are partly to blame for "unnecessarily" throwing

a wrench into the entire defaulted loan system, one attorney with knowledge of the case told

BuzzFeed News, because they've been unable to come to a resolution that allows the loan

system to kick back into gear.

"There's no fix in sight."

Judge Susan Braden has extended the emergency order [PDF] several times since then, noting

that it was made to �preserve the status quo to protect the interests of all parties

and to afford the government an opportunity to reach a global solution� to two lawsuits

against the Dept. of Education.

The cases, filed separately by several debt collection firms, claim that the Dept. of

Education unfairly terminated their contracts with the companies.

More recently, the Dept. of Education ordered servicers to stop work on defaulted accounts.

The actions, the companies argued in court filings [PDF], �fundamentally alter the

status quo and are not fiscally responsible to the borrowers or to the federal taxpayers.�

�Thus, the well-documented student loan crisis will become a pandemic not because

this Court ordered that result, but because [Dept. of Education] thinks that is what this

Court expects,� the companies argue.

This week, the Dept. of Education submitted a court filing detailing how the Judge�s

order and its subsequent suspension of collection activities has affected consumers, Career

Education Review reports.

The Dept. claims that the action �has effectively shut down the Government�s defaulted student

loan collection program,� with an estimated 91,000 borrowers now stuck in limbo because

their accounts weren�t assigned to a debt collector in April.

Additionally, the Dept. argues that by not assigning borrowers to collectors �tens

of thousand of borrowers have been prevented from gaining access to rehabilitation programs�

and other benefits.

BuzzFeed News reports that debt collection agencies say that since the Department ordered

a stop to collection activities they have been inundated with calls from borrowers.

However, the companies can�t help the customers.

This, they claim, has resulted in thousands of messages and complaints from borrowers.

The collectors, BuzzFeed reports, claim that because of this borrowers will re-default

and those enrolled in repayment programs could lose their eligibility.

Suzanne Martingale, policy staff attorney for our colleagues at Consumers Union, tells

Consumerist that the stop in collections and payments could do �untold damage to borrowers.�

�Meanwhile, they�re going to rack up a ton of charges as more interest accrues on

their loans,� she adds.

As the work stoppage drags on, consumer protection advocates are confused about where borrowers

stand, especially given a tangle of other lawsuits involving the loan companies and

the government.

"The whole process has been completely mind-boggling," said Persis Yu, the director of the Student

Loan Borrower Assistance Project at the National Consumer Law Center, who called the standstill

"mystifying from a consumer protection standpoint."