TODAY!
-- BENEDICT TODAY.
THE BEST I GOT.
WE'LL GET STARTED IN JUST A BIT.
Brendan: THIS MORNING IN
YOUR MONEY, WHAT ARE YOUR
RETIREMENT GOALS?
HERE TO HELP US PLAN AHEAD
WHICH IS ALWAYS A GOOD THING TO
ENJOY THOSE GOLDEN YEARS CASSIE
RYAN FROM WASHINGTON TRUST.
GOOD MORNING.
GOOD MORNING, BRENDAN.
FINGERPRINTS
Brendan: I'M THINKING OF
OPENING A B&B IN THE
COUNTRYSIDE WHEN I RETIRE.
BUT THE KEY HERE IS YOU NEED TO
PLAN EARLY, DON'T YOU?
ABSOLUTELY.
WITH RETIREMENT PLANNING,
REALLY THE PROCESS BEGINS WITH
ASSESSING YOUR RETIREMENT GOALS.
ALL OF US HAVE THINGS THAT WE
WISH WE COULD DO IF ONLY WE HAD
MORE TIME.
SUCH AS GOLFING, MAYBE
TRAVELING, BUYING THAT SUMMER
HOME AND SPENDING TIME BY THE
WATER.
BUT THOSE ARE THINGS THAT WE
NEED TO INCORPORATE INTO OUR
PLANS.
Brendan: A LOT OF TIMES
PEOPLE MAY HAPHAZARDLY LEAP
INTO THIS.
THEY HAVEN'T DONE THE PLANNING
TO RESEARCH.
THEY DON'T KNOW EXACTLY WHAT
THEY WANT.
FROM THAT GOAL'S PERSPECTIVE,
YOU REALLY NEED TO SIT DOWN AND
TAKE THE TIME AND DECIDE WHAT
IT IS EXACTLY YOU WANT TO DO.
THERE ARE THREE THINGS YOU
SHOULD FOCUS ON WHEN PUTTING
TOGETHER A RETIREMENT PLAN.
FIRST OFF, MAKE SURE THAT YOU
SELECT YOUR TARGET DATE FOR
RETIREMENT.
IT IS IMPORTANT TO IDENTIFY
WHEN YOU WISH TO RETIRE AND
WHEN THAT FUNDING NEEDS TO
BEGIN AND HOW MUCH TIME YOU
HAVE FOR SAVING.
AND THEN SECOND YOU WANT TO
LOOK AT YOUR SOURCES OF INCOME
OF RETIREMENT AND THEN ALL THE
OTHER ASSETS THAT MAY HELP TO
FUND YOUR RETIREMENT GOALS.
AND THEN LASTLY, YOU WANT TO
PUT A PLAN TOGETHER.
YOU REALLY WANT TO PUT THE PEN
TO PAPER AND MAKE SURE YOU HAVE
A DOCUMENT THAT YOU CAN WORK
WITH AND ADJUST AS TIME GOES ON.
Brendan: I THINK SO MANY OF
US OUT THERE WHEN WE THINK
ABOUT THIS, THE NOTION OF
RETIREMENT, IT'S INTIMIDATING
FOR A LOT OF US BECAUSE WE WANT
TO MAKE SURE THAT WE ARE NOT
ONLY FINANCIALLY EQUIPPED BUT
EMOTIONALLY EQUIPPED.
IT IS A CHANGE.
BOTH OF THOSE THINGS WORK HAND
IN HAND.
AND HAVING A PLAN IN PLACE
HELPS YOU TO RELEASE THE FEARS
AND FEEL LIKE YOU HAVE CONTROL
OF THE PROCESS.
IT'S NEVER TOO LATE TO START.
IDEALLY YOU WANT TO START IN
YOUR 20s AND 30s.
BUT IT IS NOT TOO LATE TO
SYMPTOM -- TO STOP AND CATCH
UP.
Brendan: YOU SAYING ME BEING
IN MY MID 20s, NOW IS THE TIME
TO GET STARTED.
[LAUGHTER]
START TODAY.
Brendan: BUT A LOT OF US
THINK IT'S TOO LATE.
BUT IT NEVER REALLY IS.
AS LONG AS WE ASSESS THE INCOME
COMING IN, IT'S NEVER TOO LATE.
THAT'S RIGHT.
THERE ARE WAYS TO CATCH UP AND
THERE ARE MANY DIFFERENT
OPTIONS FOR SAVING FOR
RETIREMENT.
MAXIMIZING YOUR CONTRIBUTIONS
TO THE TAX-DEFERRED PLANS A
GREAT WAY TO START WITH YOUR
RETIREMENT PLANNING.
Brendan: IT IS ALL SUCH
VALUABLE INFORMATION.
AND WHEN I OPEN THAT B&B, I'LL
BE READY BECAUSE OF THE
INFORMATION YOU JUST GAVES ME.
GOOD LUCK WITH THAT.
Brendan: YOU'RE TOO KIND.
THANK YOU FOR JOINING US.
IF YOU'D LIKE MORE HELPFUL
For more infomation >> Sonata for clarinet & piano / Alexis Ciesla - Philippe Berrod / Nicolas Dessenne - Duration: 6:37. 
For more infomation >> Book Review Of Danielle Walkers Against All Grain Celebrations A Year Of Gluten-Free, Dairy-Free,... - Duration: 3:06. 
For more infomation >> Connecting to your values, your story and writing a book - Duration: 10:35. 
Không có nhận xét nào:
Đăng nhận xét